Australian Finance Podcast

Getting income from ASX shares or ETFs is pretty much second to none. The consistency of income, the laws that incentivise boards to pay income to ASX shareholders, and the franking credits make the Australian share market unlike any other. 

Owen Rask discusses why companies pay dividends, shares his tips on finding high-quality dividend shares, and talks about five he's got on his watchlist at the moment.

Owen's free passive income report 

Owen's free Value Investor Program (2020 version)

Series resources

Chances are, if you listen to the Australian Finance Podcast, you also enjoy reading (audiobooks definitely count).

Kate & Owen have learnt so much about their personal finances and approach to investing from books, so in this episode, they’re sharing some of their favourite reads in 2024 with you.

Series resources

Claiming on life insurance, income protection, TPD, Trauma or Childs Cover insurance can be daunting. Life insurance and income protection expert Phil Thompson from Skye Wealth joins Owen Rask on The Australian Finance Podcast to talk about how to make a claim.

Topics covered:

- How to make a claim on income protection

- Steps to make a life insurance / death cover claim

- Trauma, TPD and Childs cover claim process

- How an insurance adviser can make a big difference to your stress levels

Reviewing your life insurance and income protection cover is vital. How should you do the insurance review? Life insurance and income protection expert Phil Thompson from Skye Wealth joins Owen Rask on The Australian Finance Podcast to talk personal insurance in our mini series.

Topics covered:

- When is a good time to review insurance?

- Major life events that should trigger a review (kids, death, buying a house, etc.)

- Why life insurance is NOT the same as car insurance, (unless you’ve had no health issues...

How to apply for life insurance and income protection. Life insurance and income protection expert Phil Thompson from Skye Wealth joins Owen Rask on The Australian Finance Podcast to talk personal insurance in our mini series.

Topics covered:

- Getting insurance through an adviser, going direct to an insurer or Super fund

- A statement of medical questions

- Your 'duty to take reasonable care' when disclosing information

- Underwriting and the insurers ability to use claims data to determine the risk of insuring you

How do you actually buy life insurance and income protection? Life insurance and income protection expert Phil Thompson from Skye Wealth joins Owen Rask on The Australian Finance Podcast to talk personal insurance in our mini series.

Topics covered:

- How to buy insurance through Superannuation

- Risks of changing Super funds without checking your insurance

- Getting insurance through a financial adviser

- Getting insurance yourself

- Income protection and life insurance through an employer

- Insurance industry disclosures, claims stats...

Income protection explained end to end. What is income protection? Expert Phil Thompson from Skye Wealth joins Owen Rask on The Australian Finance Podcast to talk personal insurance in our mini series.

Topics covered:

- Income protection benefits

- Detailed explanation of different types of income protection cover and its benefits.

- How to calculate the amount of income protection you need

- Different features of income protection

- Overview of income protection market and changes in 2021

- Income protection versus Work...

What is lump sum insurance like Life Insurance / Death Cover, TPD and Trauma? Life insurance and income protection expert Phil Thompson from Skye Wealth joins Owen Rask on The Australian Finance Podcast to talk personal insurance in our mini series.

Topics covered:

- Life Insurance explained

- Trauma insurance explained

- TPD (Total Permanent Disability) explained

- Childs Cover explaind

- Detailed explanation of the different types of cover and the benefits.

- Different features and add-ons for lump sum insurance

What is personal insurance? Life insurance and income protection expert Phil Thompson from Skye Wealth joins Owen Rask on The Australian Finance Podcast to talk personal insurance in our mini series.

Topics covered:

- What is personal insurance and why is it important?

- Types of Personal Insurance: Overview of life insurance, disability insurance, income protection, trauma insurance, and child cover

- How personal insurance differs from other insurance products (health and general)

- Misconceptions about personal insurance.

Mini series goodies:<...

I don’t know about you, but reining in our grocery bills is a never-ending challenge this year.

In fact, recent ABS CPI data over the twelve months to the June 2024 quarter showed the cost of food and non-alcoholic beverages rose by 3.3%!

So what can we do to tackle this rising cost in our budget and create more breathing room?

Kate Campbell & Owen Rask share six ways they've been lowering the cost of their household grocery bills, from veggies to toilet paper. 

This episode was recorded on the 23rd of August 2024.

In this episode of The Australian Investors Podcast, Owen Rask and Paul Clitheroe talk about:

1. Paul's money advice to young people

2. The most common and memorable types of investment scams Paul uncovered

3. Paul's personal investment strategy

4. The rise of ETFs and how they change things

5. How Paul gets so much conviction in Australian shares and property

6. How a family investment in CSLshares create a massive flow on impact for Paul and his wife

7. Paul's personal pursuits, including winning the Sydney to Hobart yacht race

Ever wondered what happens when an ASX-listed company fails?

In this episode, Kate Campbell and Owen Rask answer your investing questions about emergency funds, ASX failures, investing while travelling, when to start adding bonds to your portfolio, and Spotify Playlists.

This episode was recorded on the 23rd of August 2024.

Series resources

You’ve probably had this discussion with friends or family at some point, particularly when you hear about someone winning the lottery or getting a massive windfall, but what would you do if you actually had a million dollars?

In this episode, Kate Campbell & Evan Lucas chat about some of those fun pie-in-the-sky ideas, tips on dealing with an unexpected windfall, common behavioural traps, and share some contributions from our community.

This episode was recorded on the 21st of August 2024.

Series resources

It has been a while since we’ve discussed savings accounts and making sure you’re getting a decent interest rate on your hard-earned savings. 

But savers rejoice! Your time to shine has come. 

In this podcast, Kate & Owen share some tips on making the most of your savings, why shopping around for a better interest rate matters (especially now) and some of the best interest rates around on savings accounts and term deposits.

This episode was recorded on the 16th of August 2024.

Series resources

Owen Rask, Chief Investment Officer of Rask Invest, delivers his monthly portfolio update for August 2024 on this episode of The Australian Finance Podcast.

He also explains why he invests in emerging markets and what's happening with inflation and the RBA interest rate data.

Series resources

Are you invested in AI?

In this episode, Owen Rask chats with Hugh Lam, CFA, an Investment Strategist at Betashares. The duo discusses artificial intelligence (AI) and its impact on investors and the companies they invest in. They also discuss ways to invest in the AI boom through ETFs such as ASX: NDQ.

Please note: Betashares is a long-term partner on the Australian Finance Podcast.

Series resources

What's going on with the market right now?

On today's episode of Money & Chill, Kate Campbell, Owen Rask, and producer Monique unpack our latest news, discuss this week's market mayhem, share some dubious money-saving tips, and discuss some of the podcasts and books we've been enjoying lately.

⚠️ Warning: This is not a serious episode, but we have a whole back catalogue for that.

Series resources

We all need to use a brokerage account to buy shares & ETFs, but what sets them apart?

Owen Rask sits down with Pearler CEO & co-founder Nick Nicolaides to explore why he built Pearler, what sets it apart and his journey to build a platform that makes creating wealth accessible to everyone.

Please note: Pearler is a long-term partner on the Australian Finance Podcast.

Pearler, the broker for long-term investors. Sign up using code “RASK” for $15 of Pearler Credit: bit.ly/Pearler

Series resources

Investing is easy. Staying invested is hard.

Glen James knows his WHY when it comes to investing and wants to help others do the same.

Because knowing your why will help you stay invested long-term.

Kate Campbell chats with Glen about some of the interesting insights from his new book, including the WHY behind his personal finance journey, how he invests right now, and how to stay invested (even when things get hard).

In his new book, The Quick-Start Guide to Investing: Learn How to Invest Simpler, Smarter and Sooner, Glen di...

In this Australian Finance Podcast, expert mortgage Chris Bates, co-founder of Flint Group, joins Owen Rask, founder of Rask, to answer your property questions and dive into what it takes to do a refinance on a mortgage. 

Resources for this episode:

Topics covered:

We all have biases that impact how we make decisions and view the world.

As investors, when we understand some of the common biases that impact our decisions and those of experts, we can improve the way we spend and invest our money and ask better questions.

In today's episode, Kate Campbell and Evan Lucas discuss six key biases that impact us as investors and how we might be able to manage them better.

OwenRask, Chief Investment Officer of Rask Invest, speaks with Betashares Senior Investment Strategist Cameron Gleeson about how to use ETFs for passive income in this Australian Finance Podcast.

Topics covered in this market update

ETFs featured:

Episode resources<...

Owen Rask, Chief Investment Officer of RaskInvest, delivers his monthly portfolio update for June 2024, on this episode of The Australian Finance Podcast.

Topics covered in this market update

A primer on economics - micro and macro

An overview of the economy

US and Australian stock market returns

Our chosen ETFs, within the Martian portfolio strategy

Resources

View all ETF holdings: https://invest.rask.com.au (then select your portfolio from the menu)

Rask Invest (book a call): https://calendly.com/mitchell-wswf/30min

Owen Rask is out in front of the camera for his first solo Investing Q&A episode on The Australian Finance Podcast.

Topics covered

Episode resources

This episode originally aired on the Australian Property Podcast.

Buyer's agent Amy Lunardi answers your questions about everything from whether townhouses are good investments to what to consider when buying a home with a heritage overlay.

Today, we're answering YOUR questions!

Financial adviser Siobhan Ashby answers listener questions, from managing money at 18 and travel money cards to how to manage family members asking for money.

On Money & Chill this month, Kate Campbell chats with Monique and Mitchell about some great money hacks from our community, getting better rates on our home loans, making use of Frequent Flyer points, and share some of the books and podcasts we've been enjoying!

⚠️ Warning: This is not a serious episode, but we have a whole back catalogue for that.

Am I doing enough with my finances?

Financial advisers Alex Luck & Daisy Magor discuss money in your 30s, super balances and comparison traps.

Financially planning to start a family?

Owen Rask and financial adviser Alex Luck discuss key aspects of financial planning to start a family, including buying a family home, managing cash flow during parental leave, and preparing for big expenses.

Why don’t we always learn from our mistakes?

In this episode of 🧠 Brain Hacks, Kate Campbell and Evan Lucas explore our financial decision-making process. We discuss rationalisation, how it can lead to unethical decisions that harm our finances, and how to manage this.

Ready to level up your financial life?

Kate Campbell & Mitchell Sneddon share 10 different money hacks to help you maximise your finances in 2024. Remember - the small changes you make add up over time, so don’t discount those small actions you take.

This episode is brought to you by PocketSmith, a productivity booster for your money. Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith

Did you know that The Wolf of Wall Street movie is based on a true story?

Today, Kate Campbell and investment scam expert Wadzi Nenzou take a look at the infamous movie The Wolf of Wall Street. The duo discuss the perils of wanting to get rich quickly as an investor, letting someone's confidence sway you, and how money lets you (appear to) be a better person.

Do you want to get financially ready to make a career change?

Kate Campbell chats with financial advisor Siobhan Ashby from Northeast Wealth about practical advice and tools to help you financially prepare for a career change, sabbatical or redundancy.

We've all done dumb things with our money...right?

In this episode, Kate Campbell & Owen Rask share some of the silly things we’ve done with our money over the years, showing you that it is completely normal to make money mistakes; in fact, it might just make you human.

What are your dumb money mistakes? Jump into the Rask Community to let us know!

Superannuation matters, so let's talk about it.

Kate Campbell chats with financial advisers from Everest Wealth, Alex Luck and Daisy Magor, about what may end up being our biggest asset: our superannuation.

They chat about investing inside vs outside of super, using super calculators, comparing super funds and making the switch, the value of financial advice and much more.

Do you pay tax in Australia?

This conversation provides an overview of what you need to know as an investor when completing your tax return at the end of the FY23/24 financial year. Kate Campbell chats with Rob Thomson, Assistant Commissioner from the Australian Taxation Office.

Having a child is a big financial decision, so we've got senior financial adviser Siobhan Ashby from Northeast Wealth on the show to run us through the essentials.

Kate & Siobhan discuss saving up for starting a family, understanding your parental leave entitlements, accessing childcare payments and how to have tricky money conversations.

Pearler, the broker for long-term investors. Sign up using code “RASK” for $15 of Pearler Credit: bit.ly/Pearler

Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith

Can you use debt to invest in ASX & US shares?

Owen Rask discusses how people can use debt to invest, why they might choose this path and some of the key risks to be aware of. He also chats to Cameron Gleeson from Betashares about investing in leveraged ETFs and how the internal gearing process works.

This episode is brought to you by Australian ETF provider Betashares, a long-term sponsor of the Australian Finance Podcast.

Kate Campbell and Owen Rask answer YOUR questions in this Investing Q&A episode, covering Dividend Reinvestment Plans (DRPs), investing in quality ETFs, accounting for tax and more.

Investing already involves risk, so how can we better manage our behavioural risks?

In this episode of 🧠 Brain Hacks, Kate Campbell and Evan Lucas discuss some of the behavioural risks Dr Daniel Crosby highlights in his book, The Laws of Wealth, and how we can combat them.

Pearler, the broker for long-term investors. Sign up using code “RASK” for $15 of Pearler Credit: bit.ly/Pearler

Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith

To celebrate the launch of Rask Invest, Owen Rask is joined by Mitchell Sneddon to identify and talk about the 5 things none of the Professionals want to talk about. This originally aired on the Australian Investors Podcast

UPCOMING LIVE SHOW: https://www.youtube.com/@RaskFinance/streams

Invest with Owen: https://invest.rask.com.au

Article "Where Owen is Invested": https://community.rask.com.au/c/etfs/where-i-m-investing-the-next-10-years

To celebrate the launch of Rask Invest, Owen Rask is joined by Mitchell Sneddon to explain Rask's 10 truths of investing. This originally aired on the Australian Investors Podcast.

UPCOMING LIVE SHOW: https://www.youtube.com/live/bpPiyQtcjXs

Invest with Owen: https://invest.rask.com.au

Article "Where Owen is Invested": https://community.rask.com.au/c/etfs/where-i-m-investing-the-next-10-years

To celebrate the launch of Rask Invest, Owen Rask is joined by Mitchell Sneddon to explain where he is investing right now and why. This originally aired on the Australian Investors Podcast.

UPCOMING LIVE SHOW: https://www.youtube.com/@RaskFinance/streams

Invest with Owen: https://invest.rask.com.au

Article "Where Owen is Invested": https://community.rask.com.au/c/etfs/where-i-m-investing-the-next-10-years

On Money & Chill this month, our producer Monique shares the cost of eating in the US, Kate finds free food, and Owen successfully finds some house sitters.

⚠️ Warning: This is not a serious episode, but we have a whole back catalogue for that.

Adulting is hard, so let's make it easier.

Author & podcast host Dinah Rowe-Roberts shares her top life admin hacks to help you win back your time and save money.

This episode features a review of the Betashares Nasdaq Next Gen 100 ETF (ASX: JNDQ).

Kate and Owen explain how JNDQ works, what distinguishes it from the NDQ ETF, and how it could be used in a portfolio.

Before we start, please note that this is not a recommendation from Kate, Owen, or the Rask Team. Neither Kate nor Owen holds a position in JNDQ or NDQ. Betashares is a long-term partner of The Australian Finance Podcast.

This episode is part of our regular series, where we dive into a share or ETF and...

In this episode, Chief Investment Officer Owen Rask updates listeners on the economy, inflation, interest rates, big news headlines and shares his Core & Satellite investing approach.

<...

To HECS or not to HECS, that is the question!

Owen Rask & financial adviser Alex Luck answer YOUR questions today, covering HECS debts, car loans, building an ethical investment portfolio, making super contributions, investment properties and more.

Our time is precious, which Lacey Filipich understands better than most of us.

But what would you do if money wasn't a barrier?

As someone who reached financial independence early on, Lacey is uniquely positioned to talk about the importance of financial education, making the most of our lives and how we can make better financial decisions.

Do you want to live and work better?

In this conversation, we had the opportunity to sit down and chat with media entrepreneur, author and digital nomad Tim Duggan.

Tim has spent a lot of time thinking about how and why we work over the past few years and has some great ideas about how to rethink how we work and live for the better. We discuss some of our favourite topics, such as meaningful work, building a good life, and reclaiming our time.

Books can have a huge impact on the way we see the world.

In this 🧠 Brain Hacks conversation, Kate Campbell and Evan Lucas discuss some of their favourite books, which focus less on the numbers and more on helping you become a better investor holistically.

Should you pay off debt, build your emergency fund or invest first?

Kate Campbell and Owen Rask answer YOUR questions on this episode of The Australian Finance Podcast. We discuss investing in a recession, getting a car loan at 18, how to invest with just $5 and the investments that taught us the most.

Private or public school: what are your thoughts?

The cost of education always raises a lot of debate, so in this episode, Owen Rask and financial adviser Alex Luck discuss the cost of private school and how it compares financially to other education options.

We’ve all watched documentaries and shows on Netflix, such as Tinder Swinder, Inventing Anna, The Wolf of Wall Street, and the FYRE festival, which never happened.

But did you know that, so far in 2024, ScamWatch stats show that 45,000 Australians have reported scams this year, totalling financial losses of over $55 million?

The leading cause - investment scams.

Today, Kate Campbell chats with financial educator and investment scam expert Wadzi Nenzou about protecting ourselves and our loved ones from losing money to an investment scam.

Want to improve your relationship with money?

Kate & Owen run through a list of 10 questions you can ask yourself to improve your relationship with money by reflecting on your experiences and values.

Access the list of questions: https://bit.ly/money-relationship-questions

Ready to make a plan with your money?

Financial coach Karen Eley shows us how to make a spending plan to understand our cash flow and improve our financial wellbeing.

Owen Rask & financial adviser Alex Luck answer YOUR questions today, covering HECs debts, holding multiple currencies, managing high income tax bills, financial commissions & lithium stocks.

Travelling in 2024?

Let’s help you successfully plan and save for your upcoming adventure! In this episode, the Rask team share their tips & tricks for your next trip.

How can I invest in AI? What's the difference between a technology ETF and the Nasdaq 100?

Betashares' Tom Wickenden joins Owen Rask on The Australian Finance Podcast to talk Nasdaq 100 (ASX: NDQ), the Nasdaq Next Gen 100 ETF (ASX: JNDQ), technology sector ETFs and more.

Disclosure: Betashares is a long-term sponsor of this podcast.

Learn more on the Betashares website:

Next Gen 100 ETF: https://www.betashares.com.au/fund/nasdaq-next-gen-100-etf/

NASDAQ 100 ETF: https://www.betashares.com.au/fund/nasdaq-100-etf/

Podcast resources:

Investing can be simple: in fact, simple is quite often the best approach.

Kate & Owen share what they've learnt during their ETF investing journey in this episode.

Owen Rask, Chief Investment Officer and founder of The Rask Group, and Chris Bates, mortgage broker and co-founder of Flint Group, are back and answering your questions on The Australian Property Podcast. 

Listen The Australian Property Podcast: https://www.raskmedia.com.au/2024/04/02/qa-scared-off-by-interest-rates-granny-flats-does-landscaping-improve-values-and-first-home-super-scheme-fhsss/

In this Australian Finance Podcast episode, Owen and Chris tackle:

Let's talk about managing the "boring" middle part of your financial journey.

In this episode of Brain Hacks, Kate Campbell and Evan Lucas discuss how to stick to your investment plan and avoid the constant temptation to make minor alterations and upgrades.

Ready for an investing Q&A episode?

Kate Campbell & Owen Rask discuss buying S&P500 ETFs, delisted shares, AAA ETF vs TDs, key investment metrics and whether ethical issues really impact share prices.

How can you become the best financial version of yourself?

Effie Zahos is back on the podcast for an insightful conversation with Owen Rask.

The duo discuss the power of automating your finances, moving from consuming information to taking action, tuning out the noise, reengaging with your finances, how robo-advisers work, why Aussies love property so much, and getting your asset allocation right.

Dr Amantha Imber, organisational psychologist and author of The Health Habit, shares her tips on habits, productivity, and health, because there’s no point in having millions at retirement if we can’t enjoy all our hard work.

On Money & Chill this month, Kate, Owen, and producer Monique discuss how to sell things without getting scammed, how to buy back your time and some of their favourite books right now.

⚠️ Warning: This is not a serious episode, but we have a whole back catalogue for that.

Do you want to buy a property faster?

Australia's #1 Mortgage Broker, Chris Bates, sits down with Buyers Advocate Amy Lunardi to discuss how to speed up your home-buying journey in 2024. (Obviously, there's a lot of nuance to this conversation, so listen to the end.)

Are new ETFs worth the hype?

Today Kate & Owen chat to Nick Nicolaides, the founder of Pearler, our wonderful long-term partner of the podcast.

In today’s conversation, we’re tackling a topic Nick is very familiar with: ETFs. Specifically, what are thematic ETFs, how new ETFs come to market and how to know if you’re falling prey to an ETF hype cycle. Plenty for brand-new and experienced ETF investors to take away today, so let’s jump right in!

Ready for another episode of Brain Hacks with Kate Campbell & Evan Lucas?

We explore five key lessons from our Brain Hacks series to set you up for success in 2024.

Ready to start saving in 2024?

Kate Campbell and Owen Rask share their tips and tricks to help you set and achieve your financial goals this year.

Interested in Owen's timeless investing lessons?

In this episode, Chief Investment Officer Owen Rask updates listeners on the economy, inflation, interest rates, big news headlines and shares his timeless money & investing lessons.

Insurance for 80 mins? If you can make it through this episode, you can do anything in life.

Owen Rask is joined by financial advisers, Phil Thompson from Skye Wealth, and Jame's O'Reilly from Northeast Wealth, on this special deep dive episode into personal insurances: income protection, life insurance, and TPD/disability.

This episode is EPIC and is an amazing primer for how to get and keep insurance.

Book a 15-min free insurance call with Skye: https://bit.ly/R-insur

Get financial advice from James (select age 50-60): https://bit.ly/R-plan<...

In this Property Q&A episode, Owen Rask and expert mortgage broker Chris Bates from Flint Group answer your questions, including why apartments are often (but not always) bad investments, what to do with a dud investment in property and how mortgage brokers are paid.

Emma Edwards reveals what it means to be “good with money” and how to improve our relationship with money in this episode of The Australian Finance Podcast.

📚 Enjoyed this episode? You'll love Emma's book, Good With Money, which you can order on Booktopia*: https://booktopia.kh4ffx.net/emma

~~ Resources you'll love ~~

Owen Rask, founder of The Rask Group, is joined by financial adviser Alex Luck to answer your financial planning questions on The Australian Finance Podcast.

Topics covered:

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Amazon: https://bit.ly/kate-amazon

~~ Resources you'll love ~~

Do you want to buy a property in 2024?

Expert buyer's agent Amy Lunardi walks you through the necessary steps to buy your first home (and avoid some of the expensive mistakes).

~~ Resources you'll love ~~

On Money & Chill this month, Kate, Owen and producer Monique discuss how they're improving their finances in 2024, their latest money hacks and what they've been reading over the summer.

⚠️ Warning: This is not a serious episode, but we have a whole back catalogue for that.

~~ Resources you'll love ~~

What do Kate & Owen value spending money on?

We talk about saving and spending money a lot on the Australian Finance Podcast, but something we all do is spend money. In this episode, we discuss what’s actually worth spending money on (in our own lives).

~~ Resources you'll love ~~

On this cross-posted episode, Australia's #1 Mortgage Broker Chris Bates sits down with Owen Rask to discuss Owen's property goals and long-term wealth creation plan.

Chris also explains the pros and cons of equity release, debt recycling, side hustles versus pay rises, and so much more. 

This podcast originally appeared on Rask's Australian Property Podcast: https://www.raskmedia.com.au/podcasts/australian-property-podcast/

~~ Resources you'll love ~~

How do you navigate conversations about money within a relationship?

Today's guest is Nicole Haddow, the author of Couple Goals, a guide to building a strong financial future and an even better relationship.

In this conversation, we talk about how Nicole navigated her money journey within a new relationship, and she shares all the details that people usually keep behind closed doors. 

Whether you’re in a relationship or planning to be in the future, this conversation is full of useful tips and ideas to help you deal with the challenging topic of mon...

In this Q&A episode, Rask Chief Investment Officer Owen Rask answers YOUR money and investing questions, from tracking returns to ethical ETF investing.

~~ Resources you'll love ~~

How have global stock markets performed over the past 12 months?

In this episode, Chief Investment Officer Owen Rask gives listeners an update on the economy, inflation, interest rates, big news headlines and household savings data.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Amazon: https://bit.ly/kate-amazon

~~ Resources you'll love ~~

Want to talk to a financial adviser?

In this episode, Owen Rask chats with qualified financial adviser Alex Luck from Everest Wealth to answer YOUR money and investing questions.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Amazon: https://bit.ly/kate-amazon

~~ Resources you'll love ~~

What is your BIG money goal for 2024?

With 76% of our Rask community setting money goals and 19% wanting to start this year, we finish our Summer Series with a big deep dive into goal setting.

In today's episode, Kate & Owen discuss how to set money goals, what stops you from achieving them and why it's so important to focus on the journey, not the destination.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Amazon: https://bit.ly/kate-amazon

~~ Resources you'll love ~~

Want to start a small business or side hustle this year?

Owen Rask shares two ways to start a small business this year, including why starting your own business can be a positive step to take in your career.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Amazon: https://bit.ly/kate-amazon

~~ Resources you'll love ~~

How can you build habits to set your finances up for success in 2024?

In today’s episode, Kate Campbell chats with Dr Gina Cleo, who is an expert on habits, and how we make, break and change them.

Habits play a big role in achieving your financial goals, so in this episode, we’re diving into what habits are, how we form them, and some habit strategies you can experiment with this year to reach your goals.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Amazon: https://bit.ly...

What does expert investor Ryan Newman look for when investing in stocks?

Owen Rask asks Ryan to share his approach to investing, and together they bring four growth-focused stocks that pay investors income to the table and share the case for why he likes them. This includes large ASX companies such as COH, RMD & MQG.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Amazon: https://bit.ly/kate-amazon

~~ Resources you'll love ~~

Ready to make 2024 a wonderful year?

Many of us give a great deal of thought to the way we save and invest our money, but I’d like to challenge you to think even more intentionally, specifically about how you spend your money – and your time.

Thankfully, over the past few decades, there has been a substantial amount of research on how we can use the resources at our disposal in slightly different ways to boost our happiness.

In this episode, Kate & Owen take you through five research-backed methods to help you buy happ...

Can you invest internationally without leaving your couch?

In today's episode, Owen Rask gives you an overview of 6 international ASX ETFs, including IVV, VGS, NDQ, QUAL, MOAT & FEMX.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Amazon: https://bit.ly/kate-amazon

~~ Resources you'll love ~~

Want to have better money conversations this year?

Money coach Karen Eley gives you the tools to start having better conversations about money and goals with your partner in 2024.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Amazon: https://bit.ly/kate-amazon

~~ Resources you'll love ~~

What are your favourite apps & tools when it comes to your finances?

Kate & Owen share a range of different personal finance apps & tools, ranging from cashback and rewards platforms to budgeting tools, to help you manage your life better in 2024. Plus, friends Ana Kresina & Tash Invests share some of their tips with us.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Amazon: https://bit.ly/kate-amazon

~~ Resources you'll love ~~

Ready for some fun new savings hacks?

Today, Kate Campbell is chatting with Queenie Tan, a beloved Australian personal finance content creator.

We've got Queenie on the show today to help us manage the cost of living pressures this year by providing us with heaps of practical savings hacks to try out.

This episode is part of our Summer Series on The Australian Finance Podcast! Throughout our Summer Series, we’ll give you some super actionable tips and tricks throughout the month to get your finances in fighting form for the year ahead. St...

Want to set yourself up for success in 2024?

Welcome to our Summer Series on The Australian Finance Podcast! Throughout our Summer Series, we’ll give you some super actionable tips and tricks throughout the month to get your finances in fighting form for the year ahead. Stay tuned for episodes on savings hacks, career tips, income stocks and much more!

Today, your host Kate Campbell, chats with Shelley Johnson, the founder of Boldside Consulting, HR expert, host of the My Millennial Career Podcast and author of the wonderful Sort Your Career Out book. In this co...

Happy New Year, and welcome back to the Australian Finance Podcast for 2024 🎉

Kate Campbell chats with a beloved Australian economist & journalist, Jessica Irvine. She focuses on helping you strip away your negative money thoughts and teaches you the real meaning of money: how to get it, how to spend it and how to save it.

In this episode, we’re diving into budgeting and goal setting and providing super actionable strategies and tips to kickstart 2024 with a bang.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazo...

Now that we’re gearing up for 2024, it’s a good chance to start reflecting and resetting after a busy year.

So what should we be doing with our finances over the next year?

With the cost of living challenging us all this year (or at least 92% of us, says research from Aware Super), there’s been no better time to focus on our finances and set ourselves up for success in the new year.

In this episode, Kate Campbell and Owen Rask share four things you can do to put yourself in a bett...

What does the Australian ETF market look like in numbers?

Global X, Senior Product and Investment Strategist David Tuckwell shares the numbers behind ETF growth and development in Australia this year in a conversation with Owen Rask.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Amazon: https://bit.ly/kate-amazon

~~ Resources you'll love ~~

What's on Owen & Kate's summer reading list?

⚠️ Warning: This is not a serious episode, but we have a whole back catalogue for that.

In this episode, Kate, Owen and our producer Monique, share our Christmas gift guide, summer reading list & our top money lessons from 2023.

Money & Chill is a monthly segment on The Australian Finance Podcast featuring Kate, Owen and our producer Monique. We chat about the personal finance and investing news, hacks & lessons, we discover during the month, along with Rask and community updates.

📚 Enjoyed this episode? You’ll love Kate’s book, Buy...

Buyers Agent Amy Lunardi and Rask founder Owen Rask are joined by Rebeka Morgan from Buildher Collective.

This episode originally aired on the Australian Property Podcast earlier in 2023.

BuildHer Collective helps women build and renovate their homes through her community. Rebeka used her experience in construction to guide her clients and community to understand that property development is more accessible than it seems. She has helped countless people around Australia, as well as Amy herself!

In this episode, we are covering the business Rebeka has built and understand the different options you have if...

In this episode of The Australian Finance Podcast, Rask's Chief Investment Officer Owen Rask and Alex Luck, co-founder of Everest Wealth, answer your questions about super, VDHG and ethical investing.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.

~~ Resources you'll love ~~

Looking forward to 2024, you might be already starting to think about what goals you want to work towards.

If you’re listening to this podcast, you might be someone who tends to set big, ambitious goals. But sometimes, when it comes to money, this can make things harder.

Setting a big goal like “I want to sort my finances out and start investing” really needs to be broken down into lots of smaller steps to make it achievable.  

In this episode, Kate Campbell & Owen Rask going to share a whole range of small money an...

Naomi Simson is an Australian business owner and leader who’s seen it all.

From founding RedBalloon, an online marketplace for experiences in 2001, to being a judge on Shark Tank Australia, she’s full of insights.

In today’s conversation, Kate Campbell chats to Naomi about her journey as a business owner in Australia over the past few decades, its impact on her finances, insights on work and how she thinks through big decisions.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.

~~ Resources...

Ready to kick off 2024 Rask style? Well, we’ve got quite an episode lined up for you today! 

Continuing on from the popularity of our saving and investing episodes in 2021, 2022 and 2023, we’ve put together 24 ways you can save and invest in 2024.

Give some of them a go, and let us know by jumping into the Rask Core community or sending us a message on socials.

Remember that the choices you make with your money aren’t just about what you want to do this year. They’re about who you want to be in the...

What's happened in the world of money over the past month?

Catch up with the world of finance in Owen's December 2023 market update, covering major market moves, bonds & the power of offset accounts.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.

~~ Resources you'll love ~~

For many Australians, investing is a daunting activity to get started with. However, micro-investing apps like Pearler Micro, Raiz, CommSec Pocket, Sharesies, and more have broken down many of the traditional barriers to investing for beginners.  

Starting with just $5, you can get your first taste of being an owner in our global economy rather than just a consumer, which is pretty exciting! In this episode, Kate Campbell and Owen Rask dive into what micro-investing is, how it works, pros and cons, and some of the platforms you can try in Australia.

📚 Enjoyed this episode? You'll love...

Want to make an impact globally with just $25?

You can do so with Lendwithcare, a micro-finance lending program for small businesses powered by Care Australia.

How does it work, you ask?

1) You lend: You choose which borrower to support

2) They grow: Your investment helps their small business grow

3) They repay: When they’re up and running, they repay your loan

4) Lend again: Support another person to change their life

Tune into this episode as Kate Campbell chats with Suzi Chinnery, the Head of Capability and Im...

Want to become a millionaire without winning the lottery?

Then listen up!

This episode is for anyone interested in investing in 2024. Kate & Owen take listeners through a whirlwind adventure covering what investing is, what to do before investing, what you can invest in and how to invest in it.

Want the resources? Head to the show notes on Rask Media!

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.

~~ Resources you'll love ~~

There’s no doubt about it: the Christmas season and the Summer holidays are expensive!

In today’s episode, Kate & Owen are talking about some practical ways to save money this Summer, be fully present during the Christmas season and not set ourselves back financially.

We also touch on being generous with our resources, as many people in our community are having a tough time this year.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.

~~ Resources you'll love ~~

What on earth is happening with the rental market right now?!

Tune in to hear the latest data from Domain's property expert Dr Nicola Powell.

In this interview, Kate Campbell and Dr Nicola Powell discuss:

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.

~~ Resources you'll love ~~

Ready for a listener Q&A?

Kate Campbell & Owen Rask crack open the question inbox to discuss topics including:

ASK US A QUESTION: https://bit.ly/3QtiY00

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.

~~ Resources you'll love ~~

Ever made a money mistake?

In this episode of Brain Hacks with Kate Campbell and Evan Lucas, we're talking about making mistakes with our money, learning from them and moving forward.

In our latest series, "Brain Hacks with Kate Campbell & Evan Lucas", the duo discusses common behavioural biases impacting our financial futures and strategies to combat them. Just look for the 🧠 episodes every month.

🙋🏽‍♀️ ASK KATE & EVAN A QUESTION: https://bit.ly/3QtiY00

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.

~~ Resources you...

Ready for a financial planning Q&A?

In this episode of The Australian Finance Podcast, Rask's Chief Investment Officer Owen Rask and Alex Luck, co-founder of Everest Wealth, answer your financial planning questions and tip-toe around the important topics of Super and insurance. 

Every week, Rask's panel of experts answer your questions, no matter which channel you list to.

ASK YOUR QUESTION: https://bit.ly/3QtiY00

In this episode, Owen Rask & Alex Luck cover:

1. How much does it cost to get financial advice and how does it work?

When you immerse yourself in the world of money and investing, you begin to realise not everyone knows what they’re talking about, and there’s a lot of noise and misdirection you need to swim past and mistakes to make and overcome.

We’re here to help you fast-track your journey a bit by sharing some of the things to avoid that we’ve learnt from our own experiences. In this episode, Kate Campbell and Owen Rask discuss some critical things to avoid on your personal finance and investing journey.

📚 Enjoyed this episode? You'll love Kate's...

Want to know our BEST purchases under $30?

⚠️ Warning: This is not a serious episode, but we have a whole back catalogue for that.

In this episode, Kate, Owen and our producer Monique discuss their top three purchases under $30 recently that have improved their life. They also discuss their favourite books at the moment and what's happening in the world of Rask right now.

Money & Chill is a monthly segment on The Australian Finance Podcast featuring Kate, Owen and our producer Monique. We chat about the personal finance and investing news, hacks & lessons, we discover...

Kids cost how much?!

In today's episode, Kate Campbell chats with Ana Kresina about her brand new book, Kids Ain't Cheap: How to plan financially for parenthood and your family's future. Ana talks about everything you should consider before having kids, the big costs involved, navigating child care and parental leave and having conversations with your partners.

📚 Enjoyed this episode? You'll love Ana'a book, Kids Ain't Cheap, which you can order on Booktopia or Amazon.

~~ Resources you'll love ~~

Did you know that 88% of ART members under 40 sit in the default super option?!

Last year, Sunsuper and QSuper merged to form Australian Retirement Trust (ART), now one of Australia’s largest super funds that manages over $260 billion in retirement savings for 2.3 million members.

In today's conversation, Kate Campbell chats with Anne Fuchs, ART’s Head of Advice & Acting Chief of Retirement. The duo discuss the power of making small changes, why aren’t more people interested in their super given it’s their money, the number of people that stay in the default investment option...

Are you on the hunt for the best stocks to invest in for Artificial Intelligence (AI)? Like NVIDIA Corp (NASDAQ: NVDA)? Or Tesla Inc (NASDAQ: TSLA)? Or looking for some technology ETFs for AI exposure?

In this episode, Owen Rask explains how he'd invest in AI and why he's not rushing to do it. Plus, Kate and Owen discuss the ways AI might impact how they invest and some current use cases.

Owen's AI stocks & ETFs article: www.raskmedia.com.au/2023/09/05/top-10-ai-stocks-etfs

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you...

It can be a challenge to know what the market wants and what people like, so this episode will help you understand the best strategy for you!

Buyer's agent Amy Lunardi and Rask founder Owen Rask talk through actionable ways for you to understand how to add value to your property.

On this episode of the Australian Property Podcast:

Podcast resources:<...

In this episode of The Australian Finance Podcast, Owen Rask is joined by Chris Bates, mortgage broker and founder of Blusk, to answer your property questions.

We L-O-V-E your property questions, so send them through to Chris Bates & Owen Rask: https://bit.ly/3QtiY00

Property questions answered today:

Want to know what's going on in the world of money?

Catch up with the world of finance in Owen's November 2023 market update, covering major market moves, what's going on in the world of interest rates & the employment market.

Resources you'll love

📚 Enjoyed this episode? You'll love Kate's book, Buy...

Do you know what the largest ASX companies inside your ETFs and superannuation are?

In this episode, Kate Campbell & Owen Rask give you an overview of the 10 LARGEST Australian companies that feature heavily in many core ETFs (for example, VAS, A200, IOZ & STW).  

Please check the latest data - this list changes daily, and we recorded this episode on the 20th of October, 2023!

Resources you'll love

Have you made your first investment and are wondering what’s next?

We’re talking to you in this episode and bringing you five tips to upgrade your investing game and ensure you’re on track.

Plus, we’re right by your side during the journey, keeping you on track and accountable for reaching your long-term investing goals.

Let’s start building wealth (slowly) together!

Resources you'll love

Thinking about making a property purchase soon?

Let's help you avoid some critical mistakes that can be costly during this significant journey!

In this conversation, Kate Campbell chats to expert mortgage broker Chris Bates about his top ten property green & red flags when dealing with experts like real estate agents, mortgage brokers, buyer's agents and lawyers.

Resources you'll love

Can investing actually be...easy?!

Catch this light-hearted Friday conversation between Kate Campbell and the guys from Equity Mates as they chat about their brand-new book, Don't Stress, Just Invest. Alec & Bryce share their investing tips with listeners and explain that investing can be pretty simple once we have the foundations in place.

Focus on getting rich slowly because you might just do it!

Resources you'll love

How does an active fund manager approach investing?

Kate Campbell chats to Elisa Di Marco, a Portfolio Manager & ESG Analyst at Magellan Financial Group, who shares her insights on investing in great global companies and managing a fund.

Tune in to learn more about Elisa's approach to finding quality global investments as she takes us through the investment case for Nestle (SWX: NESN).

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.

***

Access the show notes for The Australian Finance Podcast: www...

Happiness is a strategic advantage in the workplace.

So, let's invest intentionally in it.

We've got Declan Edwards, the happiness guy, back on the show to discuss the benefits of workplace happiness. While our personal happiness is our responsibility, we can make changes in our workplace to boost everyone's happiness and improve results across the board.

Catch Declan's first episode on The Australian Finance Podcast here 🎧

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.

***

Access the show notes for Th...

Think of that thing that’s been on your mind for a while that you still haven't completed.

You got it?

Now, think about the smallest possible daily goal you can set that will take you one step closer to that.

Are you laughing at how small this goal seems?

Good, you’re doing it right.

Now, write this goal down somewhere prominent where you’ll see it every single day.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.<...

How can you make your financial plan more resilient?

Wilson Chen, a personal insurance specialist from WeLifeInsure, discusses personal insurance: life insurance, income protection, trauma cover and TPD insurance.

Insurance is one of those things we unwillingly pay for and hope to never have to use. But in certain situations, you’ll be very glad you have it.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/austra...

Are you cut out to invest in individual companies?

Hear from Motley Fool Portfolio Manager, Ryan Newman, about just what it takes to discover and invest in great companies and build wealth over time.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF portfolios? Rask Core has you covered!

Take one of our fantastic money & investing courses (think ETFs, shares, property and FIRE...

What questions should you be asking your mortgage broker before getting a home loan?

Kate Campbell talks to expert mortgage broker Chris Bates about the essential questions you should be asking your mortgage broker in this episode of The Australian Finance Podcast.

Chris Bates was recently voted the #1 mortgage broker in Australia by The Adviser! You might know Chris from The Australian Property Podcast, which he co-hosts with Pete Wargent, Amy Lunardi and Owen.

Want Chris and the team to help on your property-buying journey? Get in touch with the team at Blusk...

How super is your super?

Financial adviser, Fatuma Akalo, takes us through a quick checkup of the annual member statement you've probably received recently from your super fund. This includes things like your super balance, fees you've paid, insurances, investment options and more!

And we'll do it in less time than it takes to watch a Netflix episode.

Contact Fatuma: Financial Planning | Rask + Wattle Partners

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.

***

Access the show notes for The...

Do you want to invest your time and money better?

Then listen to THIS episode.

Owen Rask interviews host of The Australian Finance Podcast and brand new author, Kate Campbell, about her book, Buying Happiness: Learn to invest your time and money better.

Kate discusses her journey into investing, why she wrote a book on money and happiness, how our community is boosting their happiness and some practical ways you can use your money and time to improve your life right now.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, whi...

What are some of the MAJOR challenges that couples face when it comes to money?

In this episode with money coach and former financial adviser Karen Eley, we dive into financial intimacy, money challenges, being curious about how our partner makes money decisions, understanding each other's money stories and much more!

Plus, Karen challenges us to reflect on whether our values align with our actions.

Have you listened to Part 1 with Karen Eley? Tune into our chat about our relationship with money here.

📚 Enjoyed this episode? You'll love Kate's book, Buying Hap...

This episode originally aired on The Australian Business Podcast with Owen Rask last month.

Emma Edwards from The Broke Generation breaks down some of the most important emotional aspects of running a business, including how to overcome imposter syndrome, invest for growth confidently, price your products and services properly, celebrate your wins, and build an online brand that people love.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.

🎟️ We're going on the road from September - October 2023; get your tickets here!

***

Access...

What was life like for you growing up in relation to money?

Fear, guilt and shame are the three most common emotions surrounding money, says money coach and former financial adviser Karen Eley. On this episode of The Australian Finance Podcast, Kate Campbell chats to Karen about our money mindset and how that impacts our relationship with money today.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.

🎟️ We're going on the road from September - October 2023; get your tickets here!

***

Access t...

On this episode of The Australian Finance Podcast, we're hosting our first Property Q&A with Owen Rask and Chris Bates, founder of Blusk.

Chris & Owen discuss what a 'good asset' in property looks like, what to do if you can't afford your dream house, deciding on fixed or variable, upgrading and property deposits.

Chris Bates was recently voted the #1 mortgage broker in Australia by The Adviser! You might know Chris from The Australian Property Podcast, which he co-hosts with Pete Wargent, Amy Lunardi and Owen.

Want Chris and the team to help...

The conversations we have about money in our relationships can be tricky, but they're very important to have.

In this episode, Kate Campbell talks to Marie Vakakis, who is an Accredited Mental Health Social Worker and a Couples and Family Therapist.

Kate and Marie talk about how to have money conversations with your partner, the importance of understanding each other's money stories, communicating your values around spending, saving and investing, managing conflicting money goals and some activities to try with your partner.

📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can...

Buying Happiness: Learn to invest your time and money better by Kate Campbell is out now!

In this very short bonus episode, I discuss why I wrote the book and what you'll learn, and I read out the introduction.

📚 Get your copy today through Dymocks, Amazon, Booktopia* or Readings.

Add it to your Goodreads booklist here.

* Please note: I will receive a small payment if you use my Booktopia affiliate link to place your preorder.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au...

It's time for another listener Q&A episode!

Today, Kate Campbell, Owen Rask and financial adviser Drew Meredith answer your questions. Topics in this episode include:

- When is the best time to invest

- What are Initial Public Offerings (IPOs) and where to find them

- Moving from a robo-adviser to a DIY broker

- Buying US shares

- Managing investment losses

- A reminder to protect your data

Remember to send your questions our way for our next Q&A session<...

⚠️ Warning: This is not a serious episode, but we have a whole back catalogue for that.

Kate Campbell, Owen Rask and Monique Pizzica are back for our September Money & Chill episode. Owen brings us a mini economic update (plus a small rant about Qantas), Monique shares her tips on reducing your grocery bill, and Kate shares her favourite book right now, The Blue Zones of Happiness.

📚 Enjoyed this episode? You'll love Kate's upcoming book, Buying Happiness, which you can preorder on Booktopia or Amazon.

Money & Chill is a monthly segment on The Australian Finance Pod...

This episode of The Australian Finance Podcast features a review of the Global X US 100 ETF (ASX: N100) with Kanish Chugh, from Global X. Before we start please note, this is not a recommendation from Kate, Owen or the Rask Team, and neither Kate or Owen hold a position in N100. Global X is a long term partner of The Australian Finance Podcast.

Owen and Kanish discuss the new Global X N100 ETF, some of the top holdings, provide an overview on the US tech sector and explore the difference between the S&P500 index and the...

Everything feels just a little bit…well…expensive right now. So let’s talk about it.

We’re big fans of being proactive with our finances, so this episode is going to cover some actionable ways to manage your money while living costs are going up. 

💡 Has all this talk about the cost of living got us opening up more about our finances and thinking about what goals we really want to achieve?

If you’re listening via Spotify, let us know via the question box in your podcast player. Otherwise, send us a DM on Insta...

Have you had to reduce or press pause on your money goals this year?

In this episode, Kate Campbell & Evan Lucas discuss managing all those feelings that come up when you have to reduce or press pause on your goals, breaking solid habits and feeling like you’re ‘getting behind’.

🎟️ We're going on the road from August - October 2023; get your tickets here!

📚 Enjoyed this episode? You'll love Kate's upcoming book, Buying Happiness, which you can preorder on Booktopia or Amazon.

***

In our latest series, "Brain Hacks with Kate Campbell & Eva...

In 2020, I got involved in a community project with Pearler (who partner with us on The Australian Finance Podcast), who were putting together an eBook to connect Australia's Financial Independence Retire Early (FIRE) community.

They recently turned this into a FREE audiobook, with each chapter released as a podcast episode on Apple Podcasts & Spotify. It's a great way to hear from different voices in this space, as everyone's path to financial independence looks different. If the idea of FIRE sounds intriguing, we've also got a free course on Rask Education on the topic.

As I revi...

Sophie Dicker from You’re In Good Company set out to make money and investing conversations more engaging for her friends.

In this episode with Kate Campbell, Sophie shares her journey into investing, fun ways to have money conversations with friends, learning from her mistakes and the importance of being accountable on your journey.

🎟️ We're going on the road from August - October 2023; get your tickets here!

📚 Enjoyed this episode? You'll love Kate's upcoming book, Buying Happiness, which you can preorder on Booktopia or Amazon.

***

Access the show notes for The Au...

Never invested? Brand new to investing? Returning to investing after a long hiatus? You’re in the right spot! 

In this episode, we’re going to pull everything from this series together and run you through our pre-investing checklist, to make sure you’re ready to go.

✅ Access our New Investor Checklist!

Remember, our last episode of Investing Month will be an Investing Q&A, so make sure you send your questions via this question form: https://bit.ly/3QtiY00

This episode is part of our Beginners Investing Month series on The Austr...

Property OR shares (or a bit of both)?!

In today's episode, we're opening the can of worms that many Australians can relate to: the great debate over investing in property or shares.

Kate Campbell moderates the debate between Owen Rask (team property) and Tom Wilson from InvestSMART (team shares).

Who won? Let us know via Instagram.

Please note: InvestSMART are a flat-fee sponsor of The Australian Finance Podcast.

🎟️ We're going on the road from August - October 2023; get your tickets here!

📚 Enjoyed this episode? You'll love Kate's upcoming...

This might sound like a less exciting episode, but please bear with us. We can promise you that taking some time to put together a sound record-keeping system for your financial life will pay off down the track.

In this episode, Kate & Owen cover record keeping, tax time, Dividend Reinvestment Plans (DRPs) and paperwork.

🎟️ We're going on the road from August - October 2023; get your tickets here!

📚 Enjoyed this episode? You'll love Kate's upcoming book, Buying Happiness, which you can preorder on Booktopia or Amazon.

***

Access the show notes for The...

Today we're talking about something we’re all familiar with, cash. In this episode, we’re going to discuss the role cash plays in an investor's portfolio and the different places you can put your cash.

A lot of people don’t think they should just have cash sitting around…but Kate & Owen share how it can be used as part of your investment portfolio.

🎟️ We're going on the road from August - October 2023; get your tickets here!

📚 Enjoyed this episode? You'll love Kate's upcoming book, Buying Happiness, which you can preorder on Booktopia or Ama...

In this episode, we’re going to introduce you to your new investing best friend, Exchange Traded Funds, or ETFs, as you’ll come to know them. ETFs are a great investment option for new and experienced investors and are an easy way to build a low-cost and diversified portfolio with just a few trades.

They’re simple, they work, and you don’t need to be a financial wizard to get your head around them. Investing can be as easy as opening up a brokerage account, picking a low-cost, diversified ETF and buying small parcels frequently over a l...

As the name suggests, a managed fund is a pool of money managed by a professional fund manager. Managed funds can be a convenient and efficient way to invest because one investment can open the door to a diversified portfolio of investments.

In this episode, we’re exploring the basics of managed funds and how they work, why people might choose to invest in managed funds over ETFs, our selection criteria for choosing a managed fund and some examples of managed funds in Australia.

This episode is part of our Beginners Investing Month series on Th...

Ready for our Shares 101 masterclass?

In this episode, Kate Campbell & Owen Rask break down the ASX, explain how to research and buy shares and break down how you can think about capital growth and income.

This episode is part of our Beginners Investing Month series on The Australian Finance Podcast. Just look for the episodes with the 💸 during August 2023!

🎟️ We're going on the road from August - October 2023; get your tickets here!

📚 Enjoyed this episode? You'll love Kate's upcoming book, Buying Happiness, which you can preorder on Booktopia or Amazon.

***

Finding the best online trading account to buy or sell shares in Australia can be scary. Believe us; we know that buying shares in Australia for the first time is a daunting task. Commsec, Pearler, Selfwealth, Stake, Vanguard Personal Investor, Superhero, Sharesies… where do I even start?!

In this episode, Kate Campbell & Owen Rask break down what a broker is, how they work, how to open an account and how to make your first investment.

Best online trading share trading accounts in Australia for 2023 | Rask Media

This episode is part of our Beginners In...

Now that you know what investing is all about and why it’s important to learn more, we’re going to introduce you to your investing universe. While there are a lot of options available when it comes to investing, we’re going to guide you through some of the most accessible options when getting started.

Remember, investing can (and should) be simple. So in today’s episode, we will break down the building blocks and then use other episodes in this investing series to dive deep into shares, ETFs, managed funds and cash.

This episode...

Welcome to Investing Month 💸

Money is a huge part of our lives, and the better we can manage it, the more choices we have. Choices like how we spend our time. Sure, we can make a bit more and spend a bit less, but one of the best time-tested ways to ensure we’ve got money in the future is to start investing. 

Every episode this month is about helping you take the first step on your investing journey (or remind you of some of those crucial lessons if you’ve been investing for a while no...

⚠️ Warning: This is not a serious episode, but we’ve got a whole back catalogue for that.

Kate Campbell, Owen Rask and Monique Pizzica are back for our July Money & Chill episode, covering community polls, the upcoming Rask Roadshow, Kate's new book Buying Happiness and how Owen's saving on his groceries by having chickens.

Money & Chill is a monthly segment on The Australian Finance Podcast featuring Owen, Kate and our producer Monique. We chat about the personal finance and investing news, hacks & lessons we discover during the month, along with Rask and community updates.

🎟️ We're g...

Are you prioritising your happiness?

Declan Edwards, The Happiness Guy, is an Australian happiness researcher and coach who spends his days taking people from 0 to 10.

We're more connected than ever on the surface, but we're also feeling lonelier than ever. This conversation is all about how to use your time and money to live a more fulfilling life. Declan shares actionable strategies to have more meaningful days, how to make changes in your life, make trade-offs and use the PERMA model to improve your well-being.

✨ Take Declan's happiness scorecard here

🎟️ We're going o...

🏡 Interested in how the home loan process works?

In this episode with Owen Rask & Chris Bates (originally aired on The Australian Property Podcast), the duo takes you through the mortgage application process.

Owen and Chris run listeners through when you should talk to a broker about financing, how to maximise your borrowing capacity, what to look for in a good broker, what information and documents you need (what you own & what you own), plus discuss what happens on settlement day.

🏘️ Ready to buy? Get in touch with Chris Bates’ and the mortgage broking team at Blu...

Yish Koh from Kit talks about financial capability, helping kids solve real-life problems, healthy ways to discuss money with your children and shares ways to explain bank accounts, budgeting and savings goals.

Learn more about Kit here: https://heykit.com.au

🎟️ We're going on the road from August - October 2023; get your tickets here!

📚 Preorder Kate's book, Buying Happiness, on Booktopia or Amazon.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF portfolios? Rask Core has you covered!

Take one...

Would you rather enjoy today or secure tomorrow?

Dr Daniel Crosby is a well-known psychologist and behavioural finance expert who has written several books on the subject. Today’s episode covers a wide range of topics, from the latest developments in behavioural finance to practical steps people can take to improve their financial decision-making.

📚 Preorder Kate's book, Buying Happiness, on Booktopia or Amazon.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF portfolios? Rask Core has you covered!

Take one of o...

It's time for another listener Q&A episode!

Kate Campbell, Owen Rask and financial adviser Drew Meredith tackle questions ranging from dollar cost versus lump sum investing, getting an 18-year-old interested in investing, what to do after paying off your student loan and what happens to super when you die.

Remember to send your questions our way for our next Q&A session

Contact Drew: Financial Planning | Rask + Wattle Partners

🎟️ We're going on the road from August - October 2023; get your tickets here!

***

Access the show notes for Th...

Can you change your money story?

In today's episode, Fatuma Akalo, a financial adviser at Wattle Partners, shares how her upbringing influenced her relationship with money and how she went on to change the direction of her financial future. She also shares her own journey and lessons working as a financial adviser and what she would want her 18-year-old self to know about money today.

📧 Get in touch with Fatuma: Financial Planning | Rask + Wattle Partners

🎟️ We're going on the road from August - October 2023; get your tickets here!

***

Access the show...

What is value investing?

To Gaurav Sodhi, investing is the act of applied curiosity about the world. It’s not just about knowledge; a lot of it comes down to figuring out what matters and what doesn’t. Plus, a sprinkle of hard-earned confidence to top it off.

Today’s episode provides a fascinating overview of the world of value investing with someone who lives and breathes this stuff. Kate, Owen and Gaurav discuss why investing in individual companies can be a game changer, how he researches companies and makes decisions, and some of the major...

Want a crash course guide to sorting out your super?

Then tune into THIS conversation.

In Part 2 of our conversation on super with licensed financial adviser Jessica Brady, we discuss how much super you need in retirement, what to do if you have multiple super funds, how to find out if your super fund is any good, how to grow your super balance and when to get advice.

🎟 Rask Events Roadshow: https://www.rask.com.au/road

👀 Who is Jessica Brady?

Jessica is a leading licensed financial adviser in Austra...

Welcome to our two-part super crash course with financial adviser Jessica Brady.

🎟 Rask Events Roadshow: https://www.rask.com.au/road

Today's conversation is about why super matters and why you don't have time to waste. Kate and Jess discuss how to prioritise our future selves in a world full of competing priorities, investing inside and outside of super and the challenges certain groups face with reaching their retirement goals.

👀 Who is Jessica Brady?

Jessica is a leading licensed financial adviser in Australia and has over 17yrs experience in the Financial Servic...

Do you want to get clear on your finances this year?

🎟 Rask Events Roadshow: https://www.rask.com.au/road

Kate Campbell & Owen Rask chat with financial adviser James O'Reilly about how to sort out your budget and cashflow on this episode of The Australian Finance Podcast.

✅ Want access to the spreadsheet & course mentioned in this episode? Head to Rask Education to get started for FREE!

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF portfolios? Rask Core has you covere...

✨ Can you invest in great companies while still making a social impact?

🎟 Rask Events Roadshow: https://www.rask.com.au/road

Caroline Gurney thinks so.

Today’s conversation features Caroline Gurney, who is the CEO of Future Generation Australia. Kate & Caroline discuss how the investment and social impact model of Future Generation work, what organisations are supported, how you measure social impact, what philanthropy looks like in Australia and how you balance making donations now versus investing that money for the future.

Caroline Gurney is the CEO of Future Generation Australia. Future Gen...

How can we use technology to reduce decision fatigue in a world where we make up to 35,000 decisions daily?

🎟 Rask Events Roadshow: https://www.rask.com.au/road

Kate & Evan tackle this in today's Brain Hacks episode and discuss how they use technology to reduce choice overload in their lives and improve their financial decisions.

✅ Are there any repetitive actions in your finances that you can automate?

***

In our latest series, "Brain Hacks with Kate Campbell & Evan Lucas", the duo discusses common behavioural biases impacting our financial futures and strateg...

Why are you doing the things you’re doing?

Dave Gow from Strong Money Australia talks about how his life has changed since reaching financial independence, creating the Aussie FIRE eBook with Pearler and the milestones on his journey.

Please note: Pearler is our long-term partner on The Australian Finance Podcast, and we appreciate their support in bringing this episode to life. Therefore, this is a sponsored episode.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF portfolios? Rask Core has you c...

You have to decide what you want, and you must spend less than you earn.

Noel Whittaker has been on a mission for decades to make money simple, but this isn't always easy. With a career spanning several decades, Noel has become a household name in the world of personal finance and investing.

In today's conversation with Kate Campbell, Noel shares his thoughts on wealth creation, timeless investing wisdom and making money simple.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF...

What is something you have now that you used to desire?

In today's episode, Kate Campbell and Evan Lucas are talking about the idea of never having enough, making trade-offs and financial gratitude. Plus, they discuss how to challenge these thoughts, figure out how to play your own game and making sure you enjoy the process.

***

In our latest series, "Brain Hacks with Kate Campbell & Evan Lucas", the duo discusses common behavioural biases impacting our financial futures and strategies to combat them. Just look for the 🧠 episodes every Wednesday.

🙋🏽‍♀️ ASK KATE & EVAN A QUESTION...

Does the 4% rule commonly discussed by the Financial Independence, Retire Early (FIRE) movement still hold up?

In today’s conversation, Kate Campbell chats to Dr Paulo Costa, a senior behavioural economist at Vanguard, about the FIRE movement, keeping investing simple, balancing different financial goals and achieving financial wellness.

Paulo Costa, PhD, is a senior behavioural economist in the Investment Strategy Group, where his research interests include behavioural finance, financial planning, and the value of financial advice.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

Welcome to The Australian Finance Podcast with Kate Campbell & Owen Rask, we're excited to join you on your personal finance journey!

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF portfolios? Rask Core has you covered!

Take one of our fantastic money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

🙋🏽‍♀️ ASK A QUESTION: https://bit.ly/3QtiY00

If you want to thank us for putting this show together, please give The Australian Finance Podcast a 5-star review on Apple Podcasts...

Today we're bringing you a conversation with an investor with decades of experience, who shares some hard-earned lessons about life, money and investing.

Plus, he sprinkles in a healthy dose of history, as there's plenty we can learn about investing and ourselves from the stories of the past.

Michael Kemp is the author of The Ulysses Contract and was previously Scott Pape's investment analyst behind the Barefoot Blueprint membership he used to run.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF...

Where in your life do you get stuck in short-term thinking traps?

What impact does that have on achieving your goals?

In today's conversation, Kate and Evan discuss why we’re geared towards short-term thinking, how that can derail our financial goals and what to do about it.

***

In our latest series, "Brain Hacks with Kate Campbell & Evan Lucas", the duo discusses common behavioural biases impacting our financial futures and strategies to combat them. Just look for the 🧠 episodes every Wednesday.

🙋🏽‍♀️ ASK KATE & EVAN A QUESTION: https://bit.ly/3QtiY00

***<...

Want some tax tips from the ATO?

In today's episode, Kate Campbell and Owen Rask chat with ATO Assistant Commissioner Tim Loh in the studio about everything you need to know to maximise your tax return in 2023.

This includes some of the most common deductions individuals claim on their tax returns, what investors need to declare, what sort of records we should keep for tax time, and much more.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF portfolios? Rask Core has...

Diversification is a technique used to lower the risk for an investment portfolio by spreading the specific risks of investing across many holdings. 

We often practice diversification in other areas of our life without even realizing it. Think friends in different groups, external industry connections, reading widely, not just eating potato chips, having new travel experiences etc. It’s the idea that we shouldn’t rely on any one single "thing" and instead incorporate different things that are not directly linked together.

Fidelity defines diversification in investing as "the practice of spreading your investments around so th...

Have you ever felt FOMO when it comes to your finances?

Do you compare your finances to other people you haven't even met?

Do you think this has affected your decision-making process?

On today's Brain Hacks episode, Kate Campbell and Evan Lucas discuss the fear of missing out, what causes investing manias, and how badly things can go when money and greed mix.

***

In our latest series, "Brain Hacks with Kate Campbell & Evan Lucas", the duo discusses common behavioural biases impacting our financial futures and strategies to combat them...

Are you a first-home buyer? Then listen up!

Buyer's agent Amy Lunardi and Rask's very own first home buyer Melissa Vincent are taking over the show today to talk about the current property buying environment, how to know if your dream home exists and tips for first home buyers saving their deposit.

🏘️ Ready to buy? Get in touch with Chris Bates' and the mortgage broking team at Blusk

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF portfolios? Rask Core has you cove...

What is your rich life?

We’re doing something a little different today, and discussing a recent TV show that was released on Netflix, How to Get Rich with Ramit Sethi.

After following Ramit Sethi for years after reading his book, I Will Teach You to Be Rich; we were excited to see his TV series, which was released on Netflix earlier in 2023. How To Get Rich is an 8-part series that follows a range of individuals and couples on their financial journey.

Kate & Owen share some of the key themes that emerged du...

Are you scared of losing money? Does loss feel personal to you? Has a fear of losing (or failing) stopped you from getting started in different areas of your life?

In our latest series, "Brain Hacks with Kate Campbell & Evan Lucas", the duo discuss common behavioural biases that impact our financial futures and strategies to combat them. Just look for the 🧠 episodes every Wednesday.

Today's conversation is all about loss aversion and how the fear of losing money can change how we make decisions.

🙋🏽‍♀️ ASK KATE & EVAN A QUESTION: https://bit.ly/3QtiY00

***

...

IVV & VGS? Which is better? You couldn't decide. So we're here to help. In today's episode, Kate Campbell and Owen Rask are taking a deep dive into two popular ETFs which help investors diversify globally.

This episode of The Australian Finance Podcast features a review of the Vanguard MSCI Index International Shares ETF (ASX: VGS) & the iShares S&P 500 ETF (ASX: IVV). We take a look at the holdings, fees, any overlap between the ETFs and how they could fit into your portfolio.

🤯 WTF is an ETF? Take our 100% FREE ETF Beginners Course here: https://edu...

We're cracking out your questions for a listener Q&A episode today.

Kate Campbell, Owen Rask & financial adviser, Drew Meredith, discuss getting out of debt, how the ASX is made, investment bonds and digital wills.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF portfolios? Rask Core has you covered!

Take one of our fantastic money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

🙋🏽‍♀️ ASK A QUESTION: https://bit.ly/3QtiY00

If you want to thank us for...

What does a day in the life of an ETF Portfolio Manager look like?

In this episode of The Australian Finance Podcast, Kate Campbell and Melissa Vincent talk to Global X Portfolio Manager Jessica Leung about managing ETFs, wealth creation and careers in finance.

Global X is our long-term partner on The Australian Finance Podcast, and we appreciate their support in bringing this episode to life. Therefore, this is a sponsored episode.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF por...

What’s the weirdest way you’ve ever saved money?

As a self-described professional tight-arse, today’s guest has tried every possible way to cut his bills and save money. Joel Gibson is Australia's #1 bill-buster, a regular media commentator and the author of Easy Money, 7 Steps to Bust Your Bills.

Joel joins Kate Campbell in the studio to share his top tips for crushing your household bills and saving money in 2023.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF portfolios? Rask Core...

Have you invested in companies and products you don’t understand?

Don't worry; we've all been there!

Continuing on from Wednesday's episode, Kate & Owen share another five money mistakes investors commonly make and how to avoid them. This includes:

👀 Assuming every asset always goes up (it doesn't)

👀 Get rich quick schemes

👀 Giving in too soon or changing strategy in the short-term

Don't forget to listen to Part 1, which was released on Wednesday.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podc...

As investors, many things keep us from getting started, including the fear of making mistakes.

So, in today’s episode, Kate & Owen are rounding up five common mistakes we see investors making with their money and how to avoid them. This includes:

👀 Investing without a plan and decision-making process

👀 Following the hype

👀 Becoming a collector of investments

Stay tuned for Part 2 of this episode on Friday 💸

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF portfolios? Rask...

Sometimes to make time for what matters, we need to give things up.

The average human lifespan is undoubtedly brief, but that doesn't mean we can't make the most of it. With approximately four thousand weeks on earth, if you live to 80, Oliver Burkeman shares his insights on improving our relationship with time and embracing the finite nature of our lives.

Oliver joins Kate Campbell on the show to talk about:

⏳ Why four thousand weeks?

⏳ How do we embrace the fact that our time is finite?

⏳ How to deal with p...

What's happening in the Australian job market right now?

SEEK senior economist Matt Cowgill gives Kate Campbell an update on wage growth and how to earn more, the unemployment rate & the future of work.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF portfolios? Rask Core has you covered!

Take one of our fantastic money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

🙋🏽‍♀️ ASK A QUESTION: https://bit.ly/3QtiY00

If you want to thank us for pu...

Skipped Econ 101 at university and wondering what on earth is going on with the RBA, interest rates and inflation?

Never fear! In this episode (which originally aired on the Investors Podcast earlier this year), Owen & Drew cover the 5 most important things (plus some) for anyone learning about economics.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF portfolios? Rask Core has you covered!

Take one of our fantastic money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

🙋...

How would you use $1,000 to increase your happiness?

Kate & Owen pose this question to Emma Edwards of The Broke Generation, who takes a deep dive into our financial behaviour and how to improve our relationship with money.

Emma also shares her thoughts on:

💸 Improving our financial wellbeing

💸 Enjoying the journey to our money goals

💸 Our invisible money rules

💸 Her spending review process

💸 Dealing with financial comparison

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-ma...

The RBA raised interest rates again this week - what's going on?

In this episode of The Australian Finance Podcast, Kate Campbell & Owen Rask discuss what's happening in the world of interest rates and inflation and what this means for your finances.

Plus, we discuss actionable ways to combat inflation and feel in control of your finances right now.

***

Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast

🌏 Ready-made ETF portfolios? Rask Core has you covered!

Take one of our fantastic mon...

Managed funds are the world's most important investment vehicle... that you've never heard of - until now!

This bonus episode on The Australian Finance Podcast original appeared as part of the Summer Series 2023 on The Australian Investors Podcast.

In this special episode, analyst Owen Rask and financial planner Drew Meredith, CFP dig into everything you need to know about managed funds.

Resources:

Today we’re cracking open the podcast question box to riff on some of the questions you’ve asked us recently.

In this episode, Kate, Owen and financial adviser Drew Meredith cover a whole heap of different topics in a relaxed style, including:

💸 Franking credits 101

💸 Dividend Reinvestment plans (DRPs)

💸 How to find our show notes

💸 Paying tax on ETFs

💸 Are 1% ongoing advice fees normal?

💸 Ways to add money to super

💸 Getting started on your personal finance journey at 30

Remember to send your questions our way for...

⚠️ Warning: This is not a serious episode, but we’ve got a whole back catalogue for that.

Australian Finance Podcast’s Kate Campbell, Owen Rask and Monique Pizzica are back for our March Money & Chill episode, covering community callouts, travel planning apps, where they're spending money and what the Rask team is up to in the coming months.

Check out the resources section on the show notes page for everything we mentioned during this conversation 💻

Money & Chill is a monthly segment on The Australian Finance Podcast featuring Owen, Kate and our producer Monique. We chat about...

Ready to get deep & meaningful about your life and what makes you happy?

We're deviating from our typical finance programming today to talk about what makes us happy and how we're defining success in our lives. In today's conversation, Kate Campbell talks to Sarah Scully-Leaf about everything from living life on purpose to making hard decisions and prioritising our own well-being.

This includes topics like:

Ready for a property Q&A episode with mortgage broker Chris Bates?

On today's episode, we crack open the podcast inbox to answer your questions, including:

Contact Chris for mortgage broking: https://www.raskmedia.com.au/mortgage-broking/

***

🌏 Ready-made ETF portfolios? Rask Core has you covered!

Take one of our fantastic mon...

Buying a $30k engagement ring for 50% OFF? We're sharing money savings hacks you didn’t know you needed on today's show.

On this episode of The Australian Finance Podcast, personal finance guru Queenie Tan aka Invest with Queenie and Owen Rask, talk about money-saving hacks, our BRAND NEW Beginner Investing Course, investment journeys, money mindset and building financial freedom.

Topics covered:

💸 Join Invest With Que...

What really happens behind the scenes at one of Australia’s biggest ETF providers?

We’re bringing you this intermediate conversation that originally aired on The Australian Investors Podcast, between Owen Rask and Cameron Gleeson.

Cameron Gleeson is the Senior Investment Strategist at Betashares ETFs, one of Australia's biggest ETF providers.

🌏 Ready-made ETF portfolios? Rask Core has you covered!

Ta...

A life size lego car made from 500,000 pieces…

What chickens teach us about business & investing…

How does AI really know what a cat is…

We cover all this and more in today’s episode, with special guest, Steve Sammartino, who works as a futurist in Australia.

Kate & Steve cover a range of topics including:

💡 The lessons he’s discovered from starting, growing, sometimes failing and selling startups

💡 Big changes happing in the world right now that we should know about

💡 How AI and ChatGPT will change the way we work...

We're welcoming our newest Rask employee, Melissa Vincent, on the show today, who is heading up events, partnerships and marketing for our team.

Kate & Owen talk to Mel about:

🌏 Ready-made ETF portfolios? Rask Core has you covered!

Take one of our fantastic money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

🙋🏽‍♀️ ASK A QUESTION: https://bit.ly/3QtiY00

If you wan...

Wesfarmers Ltd (ASX: WES) is one of the largest listed companies in Australia with over 500,000 shareholders. It’s also probably a company you own through your Australian shares ETF or through your super.

Kate & Owen provide a high level overview of WES, including what they do, some of their key business units (including Bunnings & Kmart) and the management team, alongside a quick walkthrough of some of the financials.

“The primary objective of Wesfarmers is to provide a satisfactory return to its shareholders.” ~Wesfarmers Website

PLEASE NOTE: This is not a recommendation from Kate, Owen o...

Is robo-advice worth the money? Should you keep investing right now? How to you build good money habits?

In today’s episode, Tom Wilson from InvestSMART, joins Kate and Owen to talk about investing during uncertain times, the value-add of robo-advice, HECs and indexation, creating an investment plan & the InvestSMART Bootcamp.

💸 Join the InvestSMART Bootcamp using the code ‘rask50’ for 50% OFF (not an affiliate link)

🎧Catch Tom’s first interview on the show: Investor bootcamp, common investing mistakes & understanding yourself | Rask Media

💡 Get financial planning advice

Ready-made ETF portfolios? Rask Core has you c...

We often discuss the idea of value: our own, our career, our house, our book collection, but what does this idea of value and the act of valuation mean in the context of investing?

Kate’s heard Owen talking about company valuation for over five years now, and although she get’s the general gist, she never really wrapped her head around it. So after taking it to an Insta poll, it seems like our community is also keen to understand some of these basics as well.

According to Investopedia, valuation is the analytical process of d...

What is your money personality? Does it even matter?

The fabulous Evan Lucas, author of Mind Over Money, joins Kate Campbell and Owen Rask in the studio for an Australian Finance Podcast episode about personalities and getting to know yourself better.

Evan's 5 money personalities, as identified in his book, Mind Over Money, include:

You can use these money personalities to help guide you to make better decisions with money, set financial goals and live a better life with money!

Psst. did you know you can more...

Jeff Bezos famously said, “I knew that if I failed I wouldn’t regret that, but I knew the one thing I might regret is not ever having tried”.

Making financial decisions involves a lot of uncertainty, and it’s rare that we ever get the decision precisely perfect. But, if you approach your finances with a perfectionist mentality, you’ll probably never take that first step.

So how can we minimise those feelings of regret regarding our finances that can hold us back from moving forward?

In this episode Kate and Owen discuss 5...

Is inflation the word of 2023?

From the questions you’re sending us, the news headlines and the conversations we’re overhearing on the train, it seems like we’re all feeling the pinch right now (even if just a little bit).

We’ve put together ten ideas, from hacking your expenses to which companies to avoid investing in, to give you actionable ways to stay on top of your finances right now.

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing courses (think ETFs, shares, property...

Savers are being rewarded to…save. Right now we’re getting a lot of bang for our buck, if we stash our cash in a savings account or term deposit.

So Kate & Owen thought it was high time we discussed the topic again and go through some of the more attractive rates available at the moment.

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

ASK A QUESTION: https://bit.ly/3QtiY00

Today we’re cracking open the podcast question box to riff on some of the questions you’ve asked us recently.

In this episode, we cover a whole heap of different topics in a relaxed style, including:

💸 Buying a tiny house with a personal loan

💸 Can you have too many Vanguard ETFs?

💸 How old is too old to buy a property?

💸 Can you fund your retirement using ETFs?

💸 My HECs debt is growing, and indexation is up, WWYD?

💸 Dealing with broker analysis paralysis

Remember to send your questi...

⚠️ Warning: This is not a serious episode, but we’ve got a whole back catalogue for that.

Australian Finance Podcast’s Kate Campbell, Owen Rask and Monique Pizzica are back for our March Money & Chill episode, covering the cost of electricity, live entertainment, our upcoming property show and some of the podcasts that we’re enjoying right now.

Check out the resources section on the show notes page for everything we mentioned during this conversation 💻

Money & Chill is a monthly segment on The Australian Finance Podcast featuring Owen, Kate and our producer Monique. We chat about th...

Ready to automate your financial life?

In today’s episode, Kate & Owen are sharing over 10 tools that will help you streamline your life, by automating your savings goals, investing and financial admin!

Please note, Pearler and InvestSMART are flat fee sponsors of The Australian Finance Podcast. We do not receive anything for mentioning them in this episode.

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

ASK A QUESTION: https://bit.ly/3QtiY00

ASX reporting season is over for another six months, so Kate & Owen discuss what’s being going on with 10 quality Australian companies.

This includes: ARG, SQ2, WES, COH, NAN, PLS, QAN, REA, COL & SEK.

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

ASK A QUESTION: https://bit.ly/3QtiY00

If you want to thank us for putting this show together, please give The Australian Finance Podcast a 5 star review on Apple Podcasts or...

🌎 Do you invest in companies outside of Australia?

In this episode of The Australian Finance Podcast, Kate & Owen outline their case for investing internationally, how it works and simple ways you can add international exposure to your diversified portfolio.

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

ASK A QUESTION: https://bit.ly/3QtiY00

If you want to thank us for putting this show together, please give The Australian Finance Podcast a 5 star...

You bought your first share or ETF in 2022, and now it’s down 30% 📉

You’re wondering if you made a mistake.

Did you buy the wrong thing, buy it at the wrong time or just stuff up with investing in the first place…

Do you sell? Buy more? Decide to hold? Or avoid thinking about it?

In today’s conversation Kate & Owen unpack some ways to think about an upside down investment, and some strategies to decide whether you stay the course, buy more or take the loss.

Ready-made ETF portfol...

Effie Zahos, Australia’s #1 money expert, is back in the Rask house for another great conversation on cost of living, inflation stress and her favourite money hacks.

Basically some great money motivation for the week.

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

ASK A QUESTION: https://bit.ly/3QtiY00

If you want to thank us for putting this show together, please give The Australian Finance Podcast a 5 star re...

This episode of The Australian Finance Podcast features a review of the Global X Hydrogen ETF (ASX: HGEN).

Kate and Owen cover how HGEN works, why hydrogen energy is a global conversation right now, where to buy units in HGEN and how it could be used in a portfolio.

Before we start please note, this is not a recommendation from Kate, Owen or the Rask Team, and neither Kate or Owen hold a position in HGEN. Global X is a long term partner of The Australian Finance Podcast.

This episode is part of...

How are you saving and making money right now?

In today’s bonus episode we’re sharing the helpful suggestions winners recent winners of our book giveaway on Instagram.

There’s plenty of ideas to go around, and you might just find your own slice of inspiration in here for a new side hustle or money saving hack.

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

ASK A QUESTION: https://bit.ly/3QtiY00...

What are the 10 attributes of great investors?

According to Michael J. Mauboussin in his paper on investing, there are a number of qualities and skills you can acquire, that’ll improve your performance as an investor.

Mauboussin is the Head of Consilient Research at Counterpoint Global, Morgan Stanley Investment Management, a multi-book author and a Professor at Columbia.

Tune in as Owen & Kate break down each of these items, and include examples, quotes and action steps, so you to can invest like the best!

Paper that inspired this episode: Reflections on th...

Budgeting for an adventure in 2023?

Kate, Owen & Monique take you through planning your next overseas (or interstate) vacation, including saving and planning for your trip, helpful travel apps, managing your money on the road and break down a potential travel budget for London, Japan and Port Douglas.

Send us your travel tips, and we’ll share them in our next Money & Chill episode!

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

ASK A...

Analyst Owen Rask and financial planner Drew Meredith dive into everything you need to know about Vanguard, and all of its secret sauce, tricks and strategies 🥫

This episode was previously aired on The Australian Investors Podcast, during the Summer Series, but it's perfect for listeners of The Australian Finance Podcast.

Drew and Owen cover the 5 most important things (plus some) for anyone learning about the world's best asset management firm, Vanguard. Join the chat on Twitter!

Vanguard episode resources:

Is 2023 the year you’ve decided to sort your career out?

In this episode of The Australian Finance Podcast, Kate Campbell chats to careers expert Shelley Johnson about changing careers, identifying your values and getting promoted.

Shelley Johnson, a Human Resources and Management Consultant, host of the My Millennial Career Podcast, brand new author and all-round wonderful human.

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

ASK A QUESTION: ht...

Have you just made your first ASX share investment?

Did you know you can attend company annual meetings (AGMs) and have your voice heard on key issues like CEO pay and environmental policies?

Today’s guest is Rachel Waterhouse, the CEO of an organisation you might not be familiar with, but probably want to be, the Australian Shareholders Association, or the ASA for short.

In a nutshell, the ASA aims to be the voice of retail shareholders, people like you and me who own shares in ASX-listed companies.

Rachel and Kate ta...

This episode was previously aired on the Australian Investors Podcast

Glen James is the founder of My Millennial Money, a two-time author, previously one of Australia's top financial advisers... and a former tradie!

Glen James recently spoke with Owen Rask, founder of Rask, about money, investing, careers, life and more.

Everyone can learn something from this episode of The Australian Investors Podcast with Glen James.

WATCH THE VIDEO VERSION

You'll enjoy this discussion with Glen James if you are interested in:

In this episode of The Australian Finance Podcast, Kate and Owen discuss 6 ways to recession proof and strengthen your finances for the year ahead.

👀 Higher interest rates, falling home prices and real wages, but no recession: top economists’ forecasts for 2023 (The Conversation)

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

ASK A QUESTION: https://bit.ly/3QtiY00

If you want to thank us for putting this show together, please give Th...

Today we’re cracking open the podcast question box to riff on some of some of the questions you’ve asked us recently.

In this episode we cover a whole heap of different topics in a relaxed style, including:

Remember to send your questions our way for our next Q&A session.

Ready-made ETF port...

What small goals are you setting to improve your finances this month?

In this short bonus episode, Kate & Owen discuss 10 different ways you can supercharge your financial future this month.

Pick one of these ideas, or something that’s been on your mind recently, write it down and commit to achieving it this month.

✅ Tell us what goal you’re working towards via Insta @RaskAustralia or in the Rask Core Community.

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing courses (think ETFs, shares...

⚠️ Warning: This is not a serious episode, but we’ve got a whole back catalogue for that.

Australian Finance Podcast’s Kate Campbell, Owen Rask and Monique Pizzica are back for the first Money & Chill episode of 2023, talking travel money tips, a year of pre-loved clothes and what’s coming up on the Rask calendar in the year ahead.

Kate mentions the book The Way Home in this podcast - the authors name is actually Mark Boyle.

Money & Chill is a monthly segment on The Australian Finance Podcast featuring Owen, Kate and our producer Moni...

Looking to refresh your goals for the year ahead?

In this final episode in our summer series, Owen shares his personal vision board activity, and how to set your goals for the future.

Download the vision board template: https://bit.ly/visionrask

☀️ Catch all the resources from the Summer Series in one handy Google Doc: https://bit.ly/financesummerseries

This episode is part of our Summer Series (2023) on The Australian Finance Podcast, where we’re taking a more relaxed approach to finance. Brand new to the show? Head back to our Starter...

A budget is basically giving your money a job, rather than letting it run around with no direction. Let it expand your financial possibilities, rather than thinking of it as a restrictive tool.

In this episode Kate & Owen share how we think about budgeting, two different budgeting strategies you can try, and how we are planning our budgets for the year ahead.

☀️ Catch all the resources from the Summer Series in one handy Google Doc: https://bit.ly/financesummerseries

This episode is part of our Summer Series (2023) on The Australian Finance Podcast, where we’re...

Hunting for dividend income in 2023?

We’ve brought financial adviser Drew Meredith on the show to discuss dividend income stocks, and his three ideas for you to add to your watchlist this year.

☀️ Catch all the resources from the Summer Series in one handy Google Doc: https://bit.ly/financesummerseries

This episode is part of our Summer Series (2023) on The Australian Finance Podcast, where we’re taking a more relaxed approach to finance. Brand new to the show? Head back to our Starter Pack Series (from Jan 2022) 💸

Ready-made ETF portfolios? Rask Core has you c...

Nick Crocker is a general partner at Blackbird VC and founder or co-founder of numerous companies. Out of maybe 600 podcasts, this Australian Business Podcast episode has to be one of the best podcasts I have ever done.

LOVE this episode? Why not subscribe to the Australian Business Podcast for weekly episodes, on:

If any of these topics resonate with you, you will enjoy this episode:

Is your bank working as hard as you are for your savings?

Today’s episode is all about finding the best spending and savings accounts for your financial life. Tashinvests is in the house as we discuss some of our favourite bank accounts, and some of the best accounts for saving money around at the moment.

☀️ Catch all the resources from the Summer Series in one handy Google Doc: https://bit.ly/financesummerseries

This episode is part of our Summer Series (2023) on The Australian Finance Podcast, where we’re taking a more relaxed approach...

Today Kate & Owen are unpacking the top 5 ASX 200 ETFS: A200, STW, VAS (ASX 300), IOZ & MVW (ASX 100 equal weight).

Tune in as we go through some of the key details including management fees, performance and top portfolio holdings.

☀️ Catch all the resources from the Summer Series in one handy Google Doc: https://bit.ly/financesummerseries

This episode is part of our Summer Series (2023) on The Australian Finance Podcast, where we’re taking a more relaxed approach to finance. Brand new to the show? Head back to our Starter Pack Series (from Jan 2022) 💸

Ready-made E...

Looking for some summer book recommendations? Well, we’ve got you covered in this episode.

Kate, Owen & Evan Lucas share 6 money, mindset & investing books for the summer, including a few we haven’t discussed before on the show!

Your Turn: Borrow one book from the library or pick an unread book off your shelf to dive into this month. Jump into our Rask Core community to let us know your pick or send us a message on socials!

☀️ Catch these books and all the resources from the Summer Series in one handy Google Doc: http...

Ready to crush your savings goals in 2023?

We’ve got the one and only Invest With Queenie in the studio with us today, who is the queen of savings hacks (don’t forget to check her insta). Kate, Owen & Queenie share a whole heap of ways to save on your living costs in 2023.

☀️ Catch all the resources from the Summer Series in one handy Google Doc: https://bit.ly/financesummerseries

This episode is part of our Summer Series (2023) on The Australian Finance Podcast, where we’re taking a more relaxed approach to finance. Brand new t...

Financial frauds, billion dollar crashes and dodgy debts…

In today’s episode, Kate & Owen share 8 different money related TV shows and movies to keep you entertained this summer.

☀️ Catch the full list and all the resources from the Summer Series in one handy Google Doc: https://bit.ly/financesummerseries

This episode is part of our Summer Series (2023) on The Australian Finance Podcast, where we’re taking a more relaxed approach to finance. Brand new to the show? Head back to our Starter Pack Series (from Jan 2022) 💸

Ready-made ETF portfolios? Rask Core has you covered...

Ready to get deep and meaningful?

Today’s episode is all about reflection and sharing some of our life and money lessons from 2022. We’ve rounded up 9 of our biggest lessons, including the importance of focusing on what you can control, investing in your mental health and using our finite amount of time with intention.

After hearing about our discoveries, why not sit down and take some time reflecting on your own journey so far.

Do you have any money & investing lessons to share?

Let me and the Rask Core community know abo...

Welcome to our Summer Series on the Australian Finance Podcast ☀️

Over the next 10 episodes, we’ll be taking a more relaxed approach to a whole range of topics from money movies to income stocks, and we’ve got some friends of the show in the studio to join us during the month.

In today’s episode we chat to property expert Pete Wargent, about the 10 most expensive suburbs in Australia, what property buyers should be keeping an eye on in 2023 and Pete’s top property tips.

☀️ Catch all the resources from the Summer Series in one han...

Happy New Years 🎉

Let’s set some financial goals for 2023! Whether it’s Bali, your first home or an emergency fund, let’s get motivated for the year ahead.

In this episode Kate & Owen chat about reflecting on your progress over the past year, how to set goals you actually achieve in 2023 and each share one goal they’re working towards over the next 5-10 years.

👀 Download our goal setting template: https://bit.ly/raskgoalsetting

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing cours...

2022 has been a huge year and we love having the opportunity to talk to so many of the world’s best and brightest on our podcasts - it’s one of the best parts of our weeks.

This episode is a little different - we’re going to share 8 short snippits from just some of our favourite guests during 2022 🎉

⚠️ Warning: This is not a serious episode, but we’ve got a whole back catalogue for that.

We’re hitting the airwaves for the final Money & Chill episode of 2022 🎉 We chat about your favourite podcasts episodes during the year, some of the awesome courses we launched, our personal highlights and what’s in the pipeline for 2023.

Money & Chill is a monthly segment on The Australian Finance Podcast featuring Owen, Kate and our producer Monique. We chat about the personal finance and investing news, hacks & lessons we discover during the month, along with Rask and community updates.

Fixed vs variable rates in 2023?

In this episode of The Australian Finance Podcast, Kate Campbell and Owen Rask chat to award-winning mortgage broker Chris Bates, about fixed vs variable interest rates, finding quality properties and his tips for first home buyers in 2023.

Find Chris Bates at Weathful: www.wealthful.com.au

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

ASK A QUESTION: https://bit.ly/3QtiY00

If you want to...

In a world of greenwashing, corporate scandals and ethical quagmires, how do you invest inline with your values?

To make some sense of all this, Kate & Owen chat to chat to Emilie O’Neill, Co-Head of ESG and Equities Analyst at Perennial Partners.

We discuss the ESG investment universe, whether ESG investing adds or detracts from your investment returns, the difference between active and passive ESG investing, how to understand a companies ESG practices and ways for investors to actively engage with listed companies.

Ready-made ETF portfolios? Rask Core has you covered!

...

Ready to kick off 2023 Rask style? Well, we’ve got quite a list lined up for you today!

Continuing on from the popularity of our saving and investing episodes in 2021 and 2022, we’ve put together 23 ways you can save and invest in 2023.

Give some of them a go and let us know by jumping into the Rask Core community or sending us a message on socials.

💸 Download the full list: https://bit.ly/23in2023

📱 Instagram: @RaskAustralia

👀 TikTok: @RaskInvest

🗣 Twitter: @RaskAustralia

Ready-made ETF portfolios? Rask Core has you covered!

Today we’ve got the wonderful Mel Browne on the show, to share her hard-earned wisdom from being an entrepreneur, investor and financial educator.

Mel shares some of her journey on being a business owner, what financial empowerment means to her, balancing saving vs spending and actionable strategies for creating wealth.

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

ASK A QUESTION: https://bit.ly/3QtiY00

If you want to thank us fo...

Why is it so important to build strong financial foundations as an investor?

Tom Wilson from InvestSMART joins us on the show to discuss the foundations all investors need to build, some of the common mistakes that trip us up (and how to avoid them), how much we really need to know before getting started, the importance of understanding your personality as an investor and his favourite investing books.

Join the InvestSMART Bootcamp using the code 'rask50' for 50% OFF

Ready-made ETF portfolios? Rask Core has you covered!

Take one of...

Are you interested in the idea of financial freedom?

Owen Rask talks with one of the OG FIRE advocates in Australia, Dave Gow from Strong Money Australia. The pair discuss Dave’s journey to financial independence, how reaching FIRE changed his life, the role of mindset and more deeply examining the way we spend our time and money.

Dave’s Book: www.amazon.com.au/Strong-Money-Australia-Financial-Independence/dp/0645632406

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Educ...

Does your dream property exist?

Sometimes it comes down to having a detailed property brief and time, according to today’s guest, Amy Lunardi, who is a buyers advocate in Victoria, and the co-host of our FREE property course on Rask Education.

In today’s conversation Amy shares her thoughts on the property market for the year ahead, some of her client success stories during the year, what happened on The Block, the importance of giving yourself time while hunting for a property, factors she considers when finding quality properties and her biggest tips for firs...

Molly Benjamin is the founder of Ladies Finance Club (LFC), which is an in-person and online platform for connecting women with each other — and their finances.

This Australian Finance Podcast episode with Molly Benjamin is hosted Owen Rask and originally appeared on The Australian Business Podcast because in it, Owen asks Molly how Ladies Finance Club came into existence, why women meeting to talk about money makes sense and how she manages her business.

In the second half of the podcast, Molly shares some of the wisdom she has gathered from women in her community. Things...

New investor? Want to take the plunge and buy shares or ETFs but a little... scared?

You're definitely not alone! That's why, analyst Owen Rask and educator Kate Campbell, hosts of the super-popular Australian Finance Podcast, have just released a brand-new episode (and free Google Doc) to help you break away from the nerves and invest sensibly.

Listen to this finance podcast for new investors because:

When it comes to investing, one of the reasons that commonly holds people back from getting started is the fear of making a mistake

This is understandable, given your money is on the line, but you can push through it. At the end of the day, we truly believe the biggest mistake you can make is not actually starting at all.

Given we should try to learn through other people’s mistakes, and we can gain confidence through understanding all the ways we can go wrong, we wanted to share five common investing mistakes with you...

What's the best share trading account? How do I pick a share brokerage? Is there a difference between HIN/CHESS brokers and what are the risks of brokers?

The list of questions about brokerage accounts goes on and on and on...

If you're on the hunt for a share brokerage account or share market app, you're in luck.

In this Australian Finance Podcast episode, Owen Rask and Kate Campbell review 7 of the most popular share brokerage apps in our community.

List of best share trading brokers

See where Owen...

Why is talking about money so important?

We’ve been taught from an early age that we shouldn’t talk about money, but that taboo does much more harm than good. Talking openly about our finances helps remove the culture of fear and shame that can surround money.

Talking about money might feel hard right now.

But not talking about it long-term will be harder.

In this episode Kate & Owen discuss the importance of money conversations, some strategies to approach them with kindness and highlight the point that not everyone will lear...

⚠️ Warning: This is not a serious episode, but we’ve got a whole back catalogue for that.

In today’s conversation we’re catching up with Monique who’s returned from her European adventure, why the market is going back up and our latest money saving hacks.

Tickets for our Melbourne event: www.raskmedia.com.au/event

Money & Chill is a monthly segment on The Australian Finance Podcast featuring Owen, Kate and our producer Monique. We chat about the personal finance and investing news, hacks & lessons we discover during the month, along with Rask and com...

Australian Foundation Investment Company Ltd (ASX: AFIC) is one of the most popular listed investment companies (LIC) ever.

Kate Campbell and Owen Rask dive into AFIC in this episode of The Australian Finance Podcast.

Full show notes & AFIC review

Keep reading below to find out how to ask a question...

Ask your finance question

Remember to keep your questions fun by giving us a silly or creative name to read out on air! 

~~ Our sponsors ~~

Pearler, the broker for long-term investors.

Sign-up to P...

Australian Finance Podcast's Question & Answer session is back! Kate Campbell and Owen Rask are cracking open the finance podcast question inbox to riff on some of the finance, money nad investing questions you’ve asked us recently.

In this Australian Finance Podcast episode:

Ask your finance question

Remember to keep your questions fun by giving us a silly or creative name to read out on air! 

~~ Our sponsors ~~

Pearler, the bro...

Ever wondered how Owen built Rask into the business it is today?

In this BONUS EPISODE of The Australian Finance Podcast, Owen shares a popular episode from our new Australian Business Podcast series.

Listen to Owen Rask's journey in building Rask Australia from a Mac, Officeworks desk and a living room into a finance brand that is nationally known and includes around 17,000 students, 4,000+ members and 100,000 listeners, readers or viewers.

Love the business series?

Australian Business Podcast episode...

Danielle Ecuyer of Shareplicity joins Owen Rask and Kate Campbell on this special episode of The Australian Finance Podcast to share 10 things to look for when researching ASX and global shares/companies.

Kate Campell plays host to Dani and Owen as they talk about 5 positive (green) and 5 concerning (red) 'flag' indicators to add to your share investment checklist.

View all notes & flags in the show notes:

Speaker disclosures

~~ Our sponsors ~~

Pearler, the broker...

What are the best personal finance apps and top investing tools for 2022 and 2023?

We often mention different personal finance apps that we’ve found helpful when it comes to our personal finances on The Australian Finance Podcast, so in this episode we’re bringing them all together for you in one spot.

From record-keeping, budgeting, banking, investing and making money, there’s an app out there for most things nowadays, today we’re sharing some of our favourites.

⚠️ Just so we’re clear, we do not get paid for including any of these companies in to...

What are the best term deposits in Australia? Are you hunting for a term deposit to stash some cash?

Term deposits are a type of financial product offered by financial institutions that allow you to lock away your savings for a set period of time (the term), in exchange for a fixed interest rate.

In this brief episode, we’ll attempt to outline a few of the high-interest options available to you. As always, be sure to read the Terms & Conditions, along with the Financial Services Guide (FSG).

Please note: this podcast was record...

Simran Kaur: the founder and author of Girls That Invest joins Kate Campbell all the way from NZ today to talk about her wealth building journey to $1 million, how to make sense of investing, dealing with financial comparison, market volatility and overcoming burnout.

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

ASK A QUESTION: https://bit.ly/3QtiY00

If you want to thank us for putting this show together, please give The Australian Finance...

The great debate: are you a spender or a saver?

This question gets thrown around quite often, and it’s easy to lump yourself into a specific camp without really thinking about the drivers behind your behaviour. Most of us have a bit of both in us, and we’d argue that’s a good thing.

This episode is going to focus on those that find themselves on the spending side of the debate, and hopefully provide you with some strategies to bring a bit more balance to your financial life.

In this episod...

Everywhere you look online, you'll see bold headlines and a constantly changing array of predictions, which can often make it difficult to navigate the waters of financial media.

Read things you disagree with, question the motives, find the source and identify whether you’re reading for entertainment or knowledge.

In today’s episode, Kate & Owen take a look into how we go about using and consuming financial media, and share some of the ideas that experts have on filtering through the headlines.

Ready-made ETF portfolios? Rask Core has you covered!

Take one...

Australia's #1 money expert Effie Zahos is in the house with us today, sharing her time tested money principles from three decades in the industry.

Effie shares her journey to becoming an Australian finance icon, what money means to her, time tested money principles, how she manages her finances with her partner, overcoming limiting money beliefs and shares the letter she wrote to her daughter about money.

Effie Zahos is a Director at InvestSMART Group, Editor-at-Large of Canstar and the author of multiple books, including A Real Girl's Guide to Money: From Converse to Louboutins.

⚠️ Warning: This is not a serious episode, but we’ve got a whole back catalogue for that.

In today’s conversation we’re catching up on a big week in Sydney, and giving you a run down on EquityMates’ FinFest 2022 event, our latest money saving hacks and some of the books and podcasts that we’re enjoying lately.

Money & Chill is a new monthly segment on The Australian Finance Podcast featuring Owen, Kate and our producer Monique. We chat about the personal finance and investing news, hacks & lessons we discover during the month, along with Rask and commu...

Ready for an ASX deep dive?

In today’s episode we’re going to take a deep dive into the biggest bank in Australia, the Commonwealth Bank of Australia (ASX:CBA), which you’ll be very familiar with. It’s also one of the biggest listed companies in Australia, and makes up a large part of any ASX200 ETFs.

Owen & Kate take listeners through what CBA does, who runs the show, key competitors, the company’s products & services, and Owen takes a quick look at the books.

Before we start please note, this is not a r...

Have you ever thought about what money means to you?

In this episode of The Australian Finance Podcast, Kate & Owen chat to Evan Lucas, Chief Investment Strategist at InvestSMART and the author of Mind Over Money.

Evan shares his thoughts on understanding your money identity, how to avoid falling prey to comparison traps, building patience into your investment plan and how to feel more in control of our financial future.

Evan also shares the story about how he and his wife figured out their common values and goals about money, and how they...

✨ What does your ideal Tuesday look like?

In this bonus episode, Kate takes a break from investing to chat to digital creator Michelle B (known as muchelleb on YouTube) about creating the life you want to live right now (not years down the track).

Michelle shares what a good day looks like to her, how to intentionally build a life you love, what you should do before setting your goals, stepping out of your comfort zone, techniques to manage your time better, life admin days, and overcoming procrastination on those tasks you’ve been pushing off f...

What’s happening in the property market this year?

We’ve got Owen’s mate and property expert Pete Wargent on the show, to share his property update for 2022, first home buyer tips and whether it’s too late to buy or sell your house right now.

Ready-made ETF portfolios? Rask Core has you covered!

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

ASK A QUESTION: https://bit.ly/3QtiY00

If you want to thank us for putting this show together...

Do you have questions about ETF investing?

To wrap-up our ETF Investing Mini-Series, Kate & Owen provide rapid fire answers to the top 10 most commonly asked ETF investing questions in our community.

We answer everything from what is an ETF to how can I decide which ETF to buy, and best ETFs for the long-term to how much to invest in ETFs each month.

Fun fact: the founder of Campbell Soup Company (NYSE: CPB), Joseph Albert Campbell, who created the company in 1869, died in 1900.

Ready-made ETF portfolios? Rask Core has you covered (u...

In today’s bonus episode of The Australian Finance Podcast, Kate & Owen share five money habits for financial success in 2022, that you could try incorporating in your own life this year.

These habits include automating your savings and investing plan, meal prepping on the weekends and setting yourself small goals with regular wins.

Share your money habits that have worked for you with us on Twitter or Instagram!

Ready-made ETF portfolios? Rask Core has you covered (use code ‘AFP’ for $50 off your lifetime membership).

Take one of our amazing money & investing course...

Does your company have a moat?

Here at Rask, one of the key pillars in our investment philosophy is investing in companies with strong advantages or moats.

A moat is a throw-back to the good ol’ days when castles (business franchises) needed a ring of water (competitive advantage) to protect them from the attack of enemy armies (competitors) who had heavy armour and weaponry.

A moat is a feature of a business that enables it to generate excess returns on capital for a sustained period. Under the rules of capitalism, usually a competitor woul...

Welcome to part 5 of our ETF investing mini-series: a 5-part podcast series, aimed at building your confidence when it comes to researching, comparing and building an ETF portfolio.

After listening to parts 3 & 4 of our ETF investing mini-series, you might have an ETF in mind that you’re ready to buy.

But hold on a sec…you can’t just buy this ETF at the supermarket.

In this ETF episode we break down how to actually buy an ETF in Australia (hint: you’ll need a brokerage account), ongoing ETF investment strategies, and how to manag...

Welcome to part 4 of our ETF investing mini-series: a 5-part podcast series, aimed at building your confidence when it comes to researching, comparing and building an ETF portfolio.

Now that you’ve compared ETFs and actually decided on one you might like to invest in, Kate & Owen are going to help you brush up on your knowledge and understand your chosen ETF better.

Make sure to listen to parts 1, 2 & 3 of our ETF investing mini-series, if you haven’t already.

Be sure to download our ETF Investing Checklist (Google Doc) that we’ve created to acc...

Part 3 of our ETF investing mini-series: a 5-part podcast series, aimed at building your confidence when it comes to researching, comparing and building an ETF portfolio.

In this episode, Kate & Owen walk listeners through how to research and compare different ETFs within a category. We cover how to compare large ASX ETFs including A200, STW, IOZ, VAS (ASX300) and MVW (equal weight 100). Plus, we discuss the most important step, actually making a decision and investing!

Make sure to listen to parts 1 & 2 of our ETF investing mini-series, if you haven’t already.

Be sure to...

Welcome to our part 2 of our ETF investing mini-series: a 5-part podcast series, aimed at building your confidence when it comes to researching, comparing and building an ETF portfolio.

In this episode, Kate & Owen walk listeners through how to work out what kind of ETF you’re looking for, and how it forms part of your broader investment strategy. We also explain what a Core/Satellite Portfolio is, understanding your risk profile and whether ETF unit size matters.

Make sure to listen to part 1 of our ETF investing mini-series, if you haven’t already.

Be...

Welcome to our ETF investing mini-series: a 5-part podcast series, aimed at building your confidence when it comes to researching, comparing and building an ETF portfolio.

Over the course of 5 podcast episodes, we’ll cover the basics of ETF investing you need to know about, and give you the tools to figure out what type of ETF you’re looking for, and how to research and compare them. Plus we’ll give you an overview of what you need to know about how to buy ETFs and managing them on an ongoing basis.

ETFs are a grea...

⚠️ Warning: This is not a serious episode, but we’ve got a whole back catalogue for that.

In this episode we have a chat about what’s happening in the economy right now, and share some listener suggestions in response to our high interest savings account episode a few weeks back.

Kate shares the FREE Victorian will bank & register, using free trials at local gyms and the Library of Mistakes Podcast. Monique shares homemade gift ideas (with a live example), and Owen shares the fuel saving app he’s been using on roadtrips in country Victoria...

Money can buy happiness, but you need to spend it right.

This episode is all about small ways you can change your spending behaviour to maximise your happiness. Here’s the premise of the research report today’s episode is based on, which draws on 100’s of other research papers and studies:

(1) buy more experiences and fewer material goods;

(2) use their money to benefit others rather than themselves;

(3) buy many small pleasures rather than fewer large ones;

(4) eschew extended warranties and other forms of overpriced insurance;

(5) delay consum...

Did you know there are 2+ million businesses in Australia (2/3 are sole traders)?

Owning businesses is the key to wealth (Buffett invested in other people’s businesses, Oprah bought her own business, Michael Jordan makes more money from his own business ventures (e.g. Nike ownership) than in his career).

In this episode of The Australian Finance Podcast, Kate & Owen discuss understanding the wealth quadrant (working for income, owning someone else’s business, owning your own business), Owen’s business journey, plus Owen’s five tips for listeners considering starting a business.

🎧 Tune into the Australi...

This episode of The Australian Finance features a review of the BetaShares Diversified All Growth ETF (ASX: DHHF).

Kate and Owen cover how DHHF works, an overview of key holdings, where to buy units in DHHF and how it could be used in a portfolio. Plus, we discuss the pros and cons of DHHF in comparison to building your own ETF portfolio, and how it compares to Vanguard’s VDHG ETF.

Before we start please note, this is not a recommendation from Kate, Owen or the Rask Team, and neither Kate or Owen hold a po...

This might sound like a boring episode, but please bear with us. We can promise you that taking some time to put together a sound record keeping system for your financial life now, will pay off down the track.

In this episode we cover some of the times where having your financial records in an accessible place can come in handy, and why we encourage you to set some time aside after listening to this episode to get on top of things.

Plus, we cover the different financial records you’ll need to keep track of...

How would you use $1M if a magic wand was waved and it appeared in your bank account today?

In this episode Kate & Owen discuss what it takes to become a millionaire. We’re not going to give you a secret recipe to become an overnight millionaire though, and if anyone promises you otherwise…run!

We cover the three key components of the investing equation: your returns (and asset allocation), how much you can invest each month and your investment timeframe, along with the importance of focusing on what you can control on your investing jour...

Savers rejoice! Your time to shine has come.

It has been a few lifetimes since we’ve spoken about savings accounts and making sure you’re getting a decent interest rate on your hard earned savings, but things are changing.

This is especially exciting for those of you that are hard at work saving up for a specific short term goal or wanting to get a little bonus on their emergency fund that’s been safely stored away.

In this episode Kate & Owen cover tips on making the most of your savings, why shoppi...

Is your future feeling super?

In this bonus episode of The Australian Finance Podcast, Kate Campbell talks retirement planning and financial advice for the golden years with Deline Jacovides, a qualified financial adviser.

Deline shares her thoughts on the importance of super in our financial plans, what retirement actually look like for most Australians, how much money we need for a comfortable retirement and more.

Magdeline (Deline) Jacovides is an Authorised Representative (No. 1240373), and Mazi Wealth Pty Ltd ATF Mazi Wealth Trust is a Corporate Authorised Representative (No. 1295178), of Spark Advisors Australia Pty...

Complicated doesn’t equal better when it comes to your finances.

In today’s episode, Kate & Owen explore five different ways you can work towards simplifying your financial life, and leave more time for the fun stuff!

Keep your investments simple, diversified, low-cost and regular. Remember, investing is a marathon and not a sprint.

Ready-made ETF portfolios? Rask ETFs has you covered (use code ‘AFP’ for $50 off your lifetime membership).

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.

ASK A QUESTION...

TW: This episode briefly mentions death & suicide

There are three certainties in life, death, taxes and change, and in this episode we cover all three!

If you’ve ever wanted to know what happens when you dies and what words like estate, testator, beneficiary, executor, intestate, probate, will and trustee mean, then this is the episode for you!

Alongside David Andrew, Senior Adviser at State Trustees (Victoria’s public trustee), Kate explores everything from what’s necessary for a valid will and creating an asset register, to some of the common mistakes people make w...

What does the pathway to getting financial advice look like?

In this bonus episode, Kate Campbell speaks to Marc Bineham, a former financial adviser with decades of experience, Past National President of the Association of Financial Advisers (AFA) and newly minted author of The Money Sandwich.

We discuss the pathway to advice, including the range of things advisers can help with, what you should be doing right now if you’re not in a position to get professional advice and how to know when it’s the right time to seek professional advice. We also expl...

Investing is an EQ game, not an IQ game

One of the biggest misconceptions about investing is that it has to be complicated.

But in reality, decent returns can be found using simple no-frills ETFs to build a core portfolio. You don’t need a PhD, Masters or CFA qualification to build a respectable long-term portfolio that sets you up financially. But you do need to understand what you’re doing and manage your behaviour.

So in this episode of The Australian Finance Podcast, Kate & Owen unpack the mental games of investing, including how...

An iPhone for $65? Really?

Money & Chill on The Australian Finance Podcast is back! This week Kate, Monique and Owen chat about our upcoming travel plans (three years later), Owen’s iPhone savings hack discovery, Monique’s pasta swap and Kate’s new free shower head.

Money & Chill is a new monthly segment on The Australian Finance Podcast featuring Owen, Kate and our producer Monique. We chat about the personal finance and investing news, hacks & lessons we discover during the month, along with Rask and community updates.

Ready-made ETF portfolios? Rask ETFs has you covere...

With mortgage rates going up, the cost of living rising and the feeling of uncertainty in the air, it is high time we got back to basics and discuss some ways to save money around the home.

Considering a huge chunk of our pay each month goes to living costs like house repayments and groceries, there’s a lot of value in having these conversations.

Not everything will be helpful or relevant to your situation (some things are State based) but hopefully you come out of today’s episode with one key action you’re going...

Ready for an ASX deep dive?

In today’s episode we’re going to take a deep dive into a huge Australian supermarket chain that you’ll all be familiar with, Woolworths Group Ltd (ASX: WOW).

Owen & Kate take listeners through what the company does, who runs the show, key competitors, the company’s key business lines and Owen takes a quick look at the books.

Before we start please note, this is not a recommendation from Owen, Kate or the Rask Team. Owen and Kate do not own shares of Woolworths Group Ltd.

What is going on with interest rates at the moment?

In this episode of The Australian Finance Podcast, Kate and Owen discuss the latest RBA interest rate hikes and what that means for homeowners and renters, plus share some actionable strategies to be proactive with your finances during times on uncertainty.

Ready-made ETF portfolios? Rask ETFs has you covered (use code ‘AFP’ for $50 off your lifetime membership).

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education and join our wonderful FB community.

If you...

Talking about money is more important than ever right now, and if you’re having a tough time making ends meet or getting out of debt, there’s a fantastic free resource available in financial counsellors and through the National Debt Helpline.

Australian Finance Podcast’s Kate Campbell chats to financial counsellor Victoria Shakeshaft, about why we get into debt and strategies for getting out of it, plus some of the hardship options available to you in Australia.

Ready-made ETF portfolios? Rask ETFs has you covered (use code ‘AFP’ for $50 off your lifetime membership).

Take one...

It’s estimated that over 250,000 Australians are part of the gig economy, which includes side hustlers with 9 to 5’s and those working full time in the gig economy. So chances are many of our listeners have tried their hand at a side hustle or freelance work arrangements at some point.

Although gig economy work can provide greater flexibility and choices in your day to day work, it can be very unpredictable and uncertain, on both your time and money, which can lead to financial stress.

In today’s episode of The Australian Finance Podcast, we’re going t...

Ready for ASX reporting season?

In this episode of The Australian Finance Podcast, Kate Campbell and Owen Rask jump into your feed for a bonus episode, to share our free ASX annual report checklist, that you can download and use throughout reporting season.

DOWNLOAD CHECKLIST HERE: bit.ly/reporting2022

Ready-made ETF portfolios? Rask ETFs has you covered (use code ‘AFP’ for $50 off your lifetime membership).

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education and join our wonderful FB community.

As an investor, a red flag is a warning sign to you that there’s something going on with the company that warrants further investigation. We don’t usually get to see the inner workings of the company, so have to make educated decisions based on the external information available to us.

In this episode, Kate & Owen put forward 10 different red flags that may stand out to you as investors, and some notable ASX case studies. Our red flag might be your green light, so in today’s episode we’re going to explore some of...

Are we heading into a recession?! What does it mean? How can I recession proof my finances?

In this episode, we have a chat about what a recession means for us, and some strategies we can put in place to make the most of our finances right now.

Kate shares how she’s dealing with the cost of living increases and keeping her food costs down, Owen shares his strategy to cut up to four years off your home loan and Monique shares a great way to get some ca...

I interrupt our regular programming for a special update.

Here’s a quick update on what we’ve been working on behind the scenes at Rask.

Proper financial education is nearly impossible in Australia for the masses. We wanted to address that.

Every day we check our total enrolments as a sign of hope, pride and achievement. Recently, we crossed 16,000 students enrolled in Rask courses. A massive achievement for us at Rask. That’s 16,000 families who have been positively impacted by our sensible, optimistic, focuse...

Welcome back to another listener Q&A episode, where Kate Campbell and Owen Rask crack open the mailbox to answer your money and investing questions.

This month we cover a great range of questions ranging from the reasons why the ATO might send you a tax bill and how securities lending works (in light of Stake’s announcements) to over diversifying your ETF portfolio and weighing up the costs of brokerage accounts.

Send any questions you have to podcast@rask.com.au or share them in our FB Community fo...

📚 Ready for some personal finance and investing book recommendations?

After sharing a pile of books on my shelf at the moment, we were reminded of the impact a personal finance and investing book can have on someone’s financial future. There’s something so tangible about being able to share a book with friends and family, that even podcasts like ours don’t quite replace.

So, in today’s episode, we want to share some of the personal finance and investing books that have had a big impact on us recently...

Is scrolling through Netflix, Uber Eats and TikTok killing our ability to focus?

This year we’ve become really interested in the idea of using our time better, and ways to live our lives with more intention. There is so much more to our lives than picking the perfect ETF or brokerage account, so it’s important that we take the time to zoom out and look at the bigger picture of how we’re designing the lives we want to live, and investing both our time and money better.

Toda...

This episode of The Australian Finance features a review of Vanguard Australian Shares Index ETF (ASX: VAS).

Kate and Owen cover how VAS works, an overview of key holdings, where to buy units in VAS and how it could be used in a portfolio.

Before we start please note, this is not a recommendation from Kate, Owen or the Rask Team, and neither Kate or Owen hold a position in VAS. This episode is part of our monthly series where we dive into a share/ETF and provide you...

In today’s episode we’re going to unpack ASX market announcements.

Have you ever noticed a section in your brokerage account, the ASX website or on a specific company’s website called market announcements?

An ASX announcement from a company is how they keep you updated with important news like financial results, a new CEO or a major acquisition.

But there can be a lot of announcements (more than one person can read in a day)…so what should you keep an eye out for as an inves...

It’s time to grab your notebook, because today we’re talking about reflecting on and resetting your financial goals for the remainder of 2022!

Let’s use this time in July to reflect on our progress, change course if necessary and set new money goals that’s we’re excited to work towards.

We also discuss the importance of focusing on goals that you have a direct control over. You can’t change the things in your past, but you can start making small steps to change the direction of your financial future.

Give your tax return a job - it’s your money!

In today’s episode Kate & Owen share a few ideas to get you thinking about how to use your tax return with intention - it’s your money after all. We discuss reflecting on your financial goals and working out the best next step with these funds. Plus, we discuss paying off debts, getting started investing and going on an adventure.

Ready-made ETF portfolios? Rask ETFs has you covered (use code ‘AFP’ for $50 off your lifetime membership).

What in the market is going on right now?!

With the cost of transport and construction jumping up, it’s time to have a chat about what’s going on with the economy and share market at the moment.

Kate shares her journey into home-ownership, Monique shares her favourite money savings tip (hint: it involves burgers) and Owen cost-benefit analysis for having chickens. Plus, we share our brand new Rask Roadtrip courses (free of course) which are a great resource to share with your friends and family.

<...

Ready to make the most of your tax return in 2022?

Never fear, because in this episode of The Australian Finance Podcast, Owen Rask talks to expert tax agent Jacob Fenech, part of the Airtax team, about 10 expert tax rules & tips you should know in 2022.

Jacob covers record keeping, getting tax advice, home office deductions, concessional tax contributions, asset write-offs, negative geared properties, capital gains and losses, medicare levy surcharge and much more!

Ready-made ETF portfolios? Rask ETFs has you covered (use code ‘AFP’ for $50 off...

Who doesn’t love talking about tax?!

In this episode of The Australian Finance Podcast, Owen Rask talks to expert tax agent Jacob Fenech, part of the Airtax team, about some of the key things you need to know this tax time.

Jacob dives into tax rate basics, when and how to lodge your return, working out our assessable income, what tax deductions you can claim and key tax time changes in FY 21/22 to know about.

Ready-made ETF portfolios? Rask ETFs has you covered (us...

Have you ever wondered what an investment bond is?

To put it simply, bonds are effectively an IOU between a borrower (the issuer of the bond) and a lender (the investor who purchases the bond).

Although they’re less discussed in the retail investment space, the bond market in Australia alone is huge! As of May 2022, there are over $888 billion worth of Australian Government bonds issued, and that’s not even including the trillion dollar corporate bond market in Australia.

In this investment bond crash course, we cove...

In today’s episode of the show, Kate and Owen chat to Nick Nicolaides, the founder and CEO of Pearler. Pearler is an investment platform that does things differently. From automated investing features and a real team behind the name, Pearler is making boring investing cool.

We’re especially proud to have Pearler as our broker sponsor on The Australian Finance Podcast, to ensure we can keep bringing great free educational resources and podcasts your way.

We introduce you to Nick and his journey starting Pearler, and we also disc...

If you’ve ever felt exhausted by the effort required to stay on top of your finances each month, then this is the episode for you.

In this episode Kate & Owen look at different ways to automate your finances, including learning on the go and investing in your future.

We’re big fans of automating the things that will have a positive impact of your financial future (like debt repayments, savings goals & super contributions) and adding some friction to the things that take away from your financial future (Apple Pay...

Wondering what impact inflation will have on your life?

In this episode of the podcast, we ask Dr Sam Wylie (Associate Professor of Finance at the University of Melbourne) to unpack what everyone’s talking about: interest rates and inflation.

Sam gives us a rundown on inflation and what it means for our living costs, mortgages, jobs and investments. Plus, we discuss what a recession is, investing in times of uncertainty and making the most of our finances by better understanding where we sit on the risk spectrum.

...

In this episode of The Australian Finance Podcast, Kate Campbell and Owen Rask answer listener questions from throughout Shares Month. This includes some discussions on:

👉🏼 Types of companies to avoid during a market crash

👉🏼 Is $1,000 enough to invest in shares?

👉🏼 Filtering & screening tools

👉🏼 Is micro investing safe?

👉🏼 How do you know when to sell a share?

This episode is our final part of Shares Month on The Australian Finance Podcast - be sure to check out other episodes first like our Share Investing Checklist if y...

In this episode Owen Rask gives listeners a crash course on small companies in Australia and how to research and invest in them. Be sure to strap in, because no day is ordinary in small cap land.

We cover why Owen personally chooses to invest in small cap companies, how he filters ideas, his research process, how early is too early and what to do if a company falls outside of our circle of competence.

This episode is part of Shares Month on The Australian Finance Podcast - be...

Does passive income sound like music to your ears?

Then this is the episode for you, as we’re diving into income investing and share dividends!

Owen Rask chats to Scott Phillips, the Chief Investment Officer of The Motley Fool Australia, about building an income focused portfolio, balancing dividend and growth investing, finding high yielding shares and diversifying your portfolio.

This episode is part of Shares Month on The Australian Finance Podcast - be sure to check out other episodes first like our Share In...

Can you invest with less than $5,000?

We’re taking a break from Shares Month in this episode of The Australian Finance Podcast, as Kate Campbell and Owen Rask chat to Evan Lucas, who is the Chief Market Strategist at InvestSMART, an Australian provider of low-cost ETF portfolios, focused on helping you take the first step on your investment journey.

We chat to Evan about the data behind long-term investing, whether we’re ever too late to the game to start making a meaningful change in the direction of our fina...

ESG stands for Environmental, Social & Governance considerations, and ethical investing is about investing your money according to your personal beliefs, principles and morals.

In today’s episode we’re going to explore the basics of building an ESG focused share portfolio, including identifying your investment values, positive and negative screening, research tools & sources and putting all the pieces together.

This episode is part of Shares Month on The Australian Finance Podcast - be sure to check out other episodes first like our Share Investing Checklist if you haven’t tuned...

Looking for some new watchlist ideas?

In today’s episode we’re going to put our share investing checklist into practice and share some investment ideas from our team with you.

We’re bringing you 12 ASX & US share ideas for 2022 from our analyst team, including why we find the company interesting and key risks to be aware of. Please note these are not investment recommendations, rather ideas for your watchlist. In cases where we own the shares, this has been disclosed in the show notes.

Our...

Ready for an ASX deep dive?

Welcome back to another episode of Shares Month 2022 on The Australian Finance Podcast! This month is all about how to analyse stocks like a pro.

In today’s episode we’re going to take a deep dive into a huge Australian tech company, and apply all the skills we’ve gathered from our share investing checklist. No surprises, Xero is an extraordinary success story, making life easier for business owners and accountants globally.

Owen & Raymond apply the share invest...

Ready to break down some confusing market jargon?

In this episode of The Australian Finance Podcast, Kate and Owen explain 10 common (and confusing) investing terms. This includes terms such as blue chip, Dow Jones, market crash & P/E ratio. To learn more we also recommend taking our Get Started Investing Course on Rask Education.

Episode transcript now available via the show notes page.

Ready-made ETF portfolios? Rask ETFs has you covered (use code ‘AFP’ for $50 off your lifetime membership).

Take...

Welcome to Shares Month 2022 on The Australian Finance Podcast! This month is all about how to analyse stocks like a pro investment analyst.

In today’s episode we’re going to run you through a high level version of our share investing checklist that you can use while researching companies. This includes looking at what a company does, who runs is, competitive advantages, whether it’s in a growing industry and looking at it’s valuation.

Over the next few weeks, we'll start with the basics, discuss building an ethical...

Money & Chill is a new monthly segment on The Australian Finance Podcast featuring Owen, Kate and our producer Monique. We’ll chat about the personal finance and investing news, hacks & lessons we discover during the month, along with Rask and community updates.

This month Kate chats about the start of her property buying journey, Owen discusses interest rates and Monique shares a public database for creatives and freelancers to compare rates.

Plus, we share the exciting news that our podcast is now supported by Pearler and InvestSMART, who will he...

How do you find the next big success story (think Canva, Atlassian & Apple)?

Well in this episode Jessy lifts the lid on Venture Capital (VC) in Australia, including an overview of the venture capital asset class, some of the challenges of investing in start-ups, the high-risk/high-reward trade-off, characteristics they looks for when investing in companies and what makes a good VC fund manager.

Hopefully this episode gives you an insight as an investor and employee (maybe even an employer), into some of the behind the scenes stuff that...

In this listener story episode on The Australian Finance Podcast Kate chats to podcast listener Patti about her money journey, moving to Australia to study and paying back $150k of student debt, along with all the lessons she learnt along her journey.

Plus, Patti shares her first experiences investing and the resources she discovered along her way.

Episode transcript now available via the show notes page.

Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education and...

Are you ready to get started investing?

In this special crossover episode between Rask Australia and Equity Mates, Owen Rask and Bryce & Alec from Equity Mates, announce the Get Started Investing with Equity Mates course, which will help you take the first step on your investing journey.

Plus, Owen discusses whether value investing is dead, mental biases we face as investors, and an overview of an ASX company on his watchlist.

Get Started Investing with Equity Mates (FREE): education.rask.com.au/courses/get-started-investing-equity-mates<...

In the world of money and finance, things can seem pretty murky at the best of times. This is one of the reasons Owen and Kate started The Australian Finance Podcast many years ago. Why should Australians be held back from taking the reins of their financial future, just because the gatekeepers like it that way?

Thankfully, consumers are pretty savvy these days and know that if they put in the work, they can figure a lot of the basics out in all areas of their lives.

That’s no...

Why should we be investing?

Well according to today’s guest Nick Maggiulli, we should invest to save for our future selves, preserve our money against inflation and replace our human capital with financial capital.

Nick Maggiulli is the author of brand new release Just Keep Buying, the Chief Operating Officer for Ritholtz Wealth Management LLC and a wonderful writer in his own right, through his website Of Dollars and Data.

Kate and Owen chat to Nick about his new book Just Keep Buying an...

This episode of The Australian Finance features a review of the BetaShares Global Sustainability Leaders ETF (ASX: ETHI).

Kate and Owen cover how ETHI works, the ETF's ethical investing framework, an overview of the key holdings and how ETHI could be used in an investors portfolio.

Before we start please note, this is not a recommendation from Kate, Owen or the Rask Team, and neither Kate nor Owen hold a position in ETHI.

This episode is part of our monthly series where we dive...

Confused about all the different schemes and incentives floating around for first home buyers?

So were we!

In this episode, we asked mortgage broker Phoebe Blamey to walk us through the high level details of the Family home Guarantee (single parents’ scheme), First home loan deposit scheme, Rural Guarantee, Super saver scheme, Victorian Home Buyers Fund and the FHOG (first homeowners grant).

There’s a lot of finer details to each of these incentives, so if anything catches your attention, it’s a good idea to bring it up...

Inventing Anna, The Dropout, Tinder Swindler, WeCrashed, The Crypto King...

We’ve been glued to our screens the past few months watching countless stories where millions (or even billions) have disappeared, narratives have been crafted and court cases have played out globally in real time.

So what can we learn from all of this?

In this light-hearted episode of The Australian Finance Podcast, Kate & Owen attempt to justify their entertainment choices by drawing out five lessons we can learn from these shows about protecting ou...

Have you ever wondered why the stock market goes up?

Well, Brian Feroldi certainly has! In this episode, Kate & Owen chat to US investor, educator and author Brian Feroldi, about his brand new book Why Does the Stock Market Go Up?

Brian shares his early lessons with investing a market crashes, how he got comfortable investing in the market, why the market has always recovered over time, his thoughts on individual share investing versus ETFs, plus, some of the mistakes he’s made along his journey.

I’m not good with money and numbers, I’m not smart enough, I don’t have enough time, I’ll never be wealthy (so what’s the point?), I’m afraid to make the wrong choice (analysis paralysis)...

Do any of these statements resonate with you?

If so, this is the episode for you. Kate, Owen and Tash explore five of the main limiting beliefs that hold people back from taking control of their financial future.

Episode transcript now available via the show notes page.<...

Have you ever made an emotional spending decision?

In this episode of The Australian Finance Podcast Kate Campbell and Owen Rask chat to Emma Edwards from The Broke Generation, who helps people feel better about their finances and strengthen their money habits.

Emma shares some practical strategies listeners can use to improve their relationship with money, balance present you vs future you when making spending decisions, tips to bringing fun and happiness back into your budget and outlines how to do a weekly spending review.

In this episode of The Australian Finance Podcast, Kate Campbell & Owen Rask explore Magellan Financial Group Ltd (ASX: MFG), an Australian funds management business.

Kate & Owen provide a high level overview of MFG, including what they do, some of their investment products, key team members and shareholders, alongside a quick walkthrough of some of the financials.

PLEASE NOTE: This is not a recommendation from Kate, Owen or the Rask Team. We have no previous or current recommendations on MFG.

Episode transcript now available via...

Welcome back to our first listener Q&A episode for 2022, where Kate Campbell and Owen Rask crack open the mailbox to answer your questions.

This month we cover a great range of questions covering how to work out your ideal investment frequency (using an investment calculator), investing inside and outside of super and strategies on managing separate finances.

Send any questions you have to podcast@rask.com.au for us to answer on future Q&A episodes.

Episode transcript now available via the show...

Are your finances stuck in analysis paralysis?

In part two of our winning the money game conversation with high performance mindset coach Claudine Chicheportiche, we talk about the psychology behind your money goals and getting out of analysis paralysis mode.

Have you listened to part one first? Listen to episode ‘Can you win the money game?’ before tuning into this episode.

Claudine helps us unpack our core beliefs about money, figure out why we actually want to achieve our financial goals, identify any limiting beli...

Do you invest in bonds or gold?

In this episode of The Australian Finance Podcast, Kate Campbell and Owen Rask chat to Chris Brycki from Stockspot, as he shares his case for defensive assets being included in an investors portfolio.

MoneySmart defines defensive assets as “cash or fixed interest investments that are generally low risk and less volatile than growth investments”.

Chris discusses how he views defensive assets like cash, bonds & gold, why long-term investor should consider investing in defensive assets, the role they play...

Ever wondered what happens if an ETF closes down?

In this episode of The Australian Finance Podcast, Kate Campbell and Owen Rask chat to Evan Metcalf from ETF Securities, about how ETFs actually work.

Evan shares more on how ETF market makers operate, why ETFs charge management fees, what happens to your money if the ETF issuer falls over and what happens if your ETF closes down.

Episode transcript now available via the show notes page.

Take one of...

When does a BUY become a SELL?

In this episode Owen and Kate cover five key reasons that investors may consider when selling their shares in Australia.

Owen and Kate talk about how to buy ETFs and shares all the time on The Australian Finance Podcast, but rarely talk about when to sell. It’s usually because most of our listeners are just getting started and the selling conversation can be very overwhelming at the beginning.

But if you’re a bit further along in y...